Hypno's recession busting debt diary.....

pandapaws

:T Wow, that's a huge barrier you've gone through at 50k - well done! How many boxes are coloured in now? Are you back on target yet?

Edit - I see from you sig that you're way over it - fab stuff!!!

hypno06

yes, back on target but seeing it down in print is making me realise the enormity of what I am expecting from myself!! To expect to pay £860 off my debt every 10 days is a huge ask!!!

At the moment, while I am ahead it is not too bad, but I am very sure there will be periods when I am lagging behind and I don't want to feel demoralised.....so I will be keeping a close eye on my emotions as well as my debt numbers.......!

The driving force behind it is still the want to move house - prices for the nice big houses are coming down far more than the value of my own house, and there are a couple that I would def be asking for the details for if I didn't have the debt.

So the quicker I pay it off, the more options will be open to us. Also, I don't want to risk rocking the credit rating by applying for a 0% and being rejected - I need to be as "good" as possible when I go and apply for that even bigger mortgage!!

pandapaws

If anyone can do it, you can. And I'm sure you will.

(Although £860 every 10 days does sound scary when you put it like that!)

gailey_2

Hypno £48 quid quido just £2 off another sqaure! keep goin every little helps the maount you paying amazing and everything extra goes on debts too so dont feel bad chill out have fake cappachuino and chocs!
We had lodger 4 awhile cols mate split with mrs was bit annoying but money came in handy!

Karmacat

:hello: Hi there! I'm a *latecomer* and I can't believe how many people were still on this morning, ages after I posted! Enthusiasm is a wonderful thing! And now you're nearly down to £49k, hypno, I can't believe what you do! Well done, seriously.

Yorkielass

I think I did the same Mystery Shop as you today (only I had tea and wine ). I've got a fair few Mystery Shops lined up this month so I have gone for £10 a day rather than £5 and I'm really going for it - if you can do £86 a day I can do £10 . There was a message at work looking for people to do a linguistics experiment for £10 - I thought of you and my make £10 a day and signed up straight away so hopefully that's my £10 for Monday.

Gemmzie and Karmacat are right, you're almost another £1000 down already, it'll all be gone and you'll be in that lovely new house before you know it.

benbenandme

Wherefore art thou Hypno??

hypno06

I only have 1 mystery shop lined up for September - there is a bit of a drought at the moment here...mainly because a lot of them say you cannot visit the same place in 3 months or whatever, and because I did loads in July and August, I have ruled myself out of those!

I need to think of more things for September - I think matched betting will be making a return to the top of the list. I placed my first one for ages for the Chelsea match today - only a tiddler but hopefully enough to get my enthusiasm back up!

Today the student arrives, so that is obviously the biggest moneymaker for us, but I need some other bits and pieces too. I have allocated my payrise to an ISA for OH with Legal & General, hoping for the cashback through quidco.....obviously I know that it will likely need an enquiry to get it, but mine did come through eventually so I have nothing really to lose. I still have £110 marked as "agreed" from my car insurance, but it has not been received yet :mad: I have chased them up but told to wait a bit longer :mad:

Anyway, I hope you all have a good day!

hypno06

benbenandme wrote: »

Wherefore art thou Hypno??

never far away :rotfl:

benbenandme

Have you done the vernons pools thing on quidco? I don't really understand it too much,but as I cant use it for matched betting am I right in assuming I can just go ahead and do it? Not sure if that made much sense, Ihave been doing the gambling sites as I join th bookies for matched betting, but what I mean is, am I right that this has nothing to do with mb??