Credit card charges

Darren123_2 · 31 July 2008 at 4:48PM

Hi can anyone help,

Had a credit card with lots of late payment charges, now the bank has passed it over to debt collectors. Is it possible to claim the bank charges back? Or is it too late??

Thanks for the help

Darren

normanmark · 31 July 2008 at 4:50PM

Did you actually pay late on all the occasions that they charged you?

Darren123_2 · 31 July 2008 at 4:55PM

No lost my job and could not pay, I even contacted them but they would not help me

normanmark · 31 July 2008 at 5:08PM

They have Payment Protection Insurance for those types of situations, obviously you can't predict what will happen in the future but its not as though the service isn't there.

How much was each individual late payment charge? If it's £12 or less then I wouldn't bother for this reason....

Having investigated credit card charges the OFT said, in plain language, that it would not launch a specific investigation on any card companies with charges higher than £12.

http://www.moneysavingexpert.com/reclaim/credit-card-charges

Darren123_2 · 31 July 2008 at 6:25PM

Well to be honest with you normanmark it’s not just the one card its about three. The charges runs into the hundreds, Charges range £12 and £35

Credit card charges

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