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katie1
Posts: 837 Forumite
in Credit cards
:mad: :mad: why on earth do banks think i am such a risk to give a credit card ? ok my credit score isn't great bt i know people that are worse than me who have one . i just dont understand it .i have even tried the ones for bad creditors that suppose to help you get your score better Barclays was the one i tried .
anyone know if one that they think i will get with a not so good credit record ??
anyone know if one that they think i will get with a not so good credit record ??
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Comments
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Well, it depends what you mean by a not so good credit record. There are any number of reasons why someone's credit history may be less than perfect.
Presumably you have a bank account, a regular income and you're registered on the electoral roll at your current address. The bank which holds your current a/c may be the best place to start.
For tips to improve your chances of acceptance, have a look at the *Credit Rating* articles on the main site, especially Martin's *Manage and Improve your credit score* article.
http://www.moneysavingexpert.com/banking/credit-rating-credit-score#improvePeople who don't know their rights, don't actually have those rights.0 -
Quote from Katie 1 ''bt i know people that are worse than me who have one''
They might have an existing card but do you think in today's markets that they would get a new card?0
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