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katie1
katie1 Posts: 837 Forumite
:mad: :mad: why on earth do banks think i am such a risk to give a credit card ? ok my credit score isn't great bt i know people that are worse than me who have one . i just dont understand it .i have even tried the ones for bad creditors that suppose to help you get your score better Barclays was the one i tried .

anyone know if one that they think i will get with a not so good credit record ??

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Well, it depends what you mean by a not so good credit record. There are any number of reasons why someone's credit history may be less than perfect.

    Presumably you have a bank account, a regular income and you're registered on the electoral roll at your current address. The bank which holds your current a/c may be the best place to start.

    For tips to improve your chances of acceptance, have a look at the *Credit Rating* articles on the main site, especially Martin's *Manage and Improve your credit score* article.

    http://www.moneysavingexpert.com/banking/credit-rating-credit-score#improve
    People who don't know their rights, don't actually have those rights.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Quote from Katie 1 ''bt i know people that are worse than me who have one''

    They might have an existing card but do you think in today's markets that they would get a new card?
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