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2 Defaults Satisfied

Hey everyone, i have two defualts that i got 2 years ago, but the defualts where satisfied like a week after i got them. What i would be intersted to find out is, will i ever be accepted for any form of cedit again in the next 4 years until they drop of my file. The thing is, i will have no option but to live at my parents house until i am 27/28 years old becuase i wont be able to rent anywhere!!! and general things like that
Also i have a credit card that i am keeping the payments up on and that is fine, my credit rating is showing ncie green dots next to that, and as such i will have enough saved ti pay of the credit card in full, £2500 in 3 months! yay! so that can only be a positive sign? what do you think the banks will think

surely there are people with more than 2 defualts? how bad can i be?! (dotn answer that!!!)

ohh i forgot to add, my credit rating was 765, and that should go up when i pay the credit card of shouldnt it? and 765 is ok?

thank you

Comments

  • KILL_BILL
    KILL_BILL Posts: 2,183 Forumite
    credit comapnies vary their acceptance for creit crads and loans

    if you get rejected somewhere you may be accepted somewhere else. it is known alot that even people with super credit scores fail to get a loaan or credit card

    althugh oyu should remeber that when you make an application it is recorded on your credit file and picked up if you make alot of application within a short period of time
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    KILL_BILL wrote: »
    credit comapnies vary their acceptance for creit crads and loans

    if you get rejected somewhere you may be accepted somewhere else. it is known alot that even people with super credit scores fail to get a loaan or credit card

    althugh oyu should remeber that when you make an application it is recorded on your credit file and picked up if you make alot of application within a short period of time
    SHAU DHFCasQEWOPWED`1O02EWORMSVDasfdr4gvEW45
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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