Its offical im broke !

maggie110

Right to cut a long story short due to a change in circumstance i am now on benefits and broke. I have 7 credit card which before my money situation changed i could pay now how ever i simply cant afford over £200 in minimum payments SO i have been in touch with the cccs and they have advised me to open another bank account(which i have) and sent what i can afford this month to the credit cards and tell them i am waiting for a telephone appointment with cccs and from now on they will be handeling my finances, what i would like to know is what is going to happen with these cards will they take me to court etc........i tried to organize a lower payment with one of them and i was told i could only do that if i had missed payments for 6-12 months hence why i have contacted cccs, and advice will be greatly recieved.:(

latecomer

Have a look at the "dealing with debt" board as the regular posters there will be able to give a lot more advice on these kind of things. Good luck with it all.