We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
🔔 You've got till Monday to apply to become an MSE Forum Ambassador

Its offical im broke !

Right to cut a long story short due to a change in circumstance i am now on benefits and broke. I have 7 credit card which before my money situation changed i could pay now how ever i simply cant afford over £200 in minimum payments SO i have been in touch with the cccs and they have advised me to open another bank account(which i have) and sent what i can afford this month to the credit cards and tell them i am waiting for a telephone appointment with cccs and from now on they will be handeling my finances, what i would like to know is what is going to happen with these cards will they take me to court etc........i tried to organize a lower payment with one of them and i was told i could only do that if i had missed payments for 6-12 months hence why i have contacted cccs, and advice will be greatly recieved.:(

Comments

  • latecomer
    latecomer Posts: 4,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have a look at the "dealing with debt" board as the regular posters there will be able to give a lot more advice on these kind of things. Good luck with it all.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.8K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.6K Spending & Discounts
  • 241.6K Work, Benefits & Business
  • 618.2K Mortgages, Homes & Bills
  • 175.9K Life & Family
  • 254.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.