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August -The NSD Challenge

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  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Didn't go out yesterday so no spends!

    And another one today making 18 for the month - 3 over target :j

    Think September's going to be a tough one as there's weddings and a sneaky weekend break to a concert (All been paid for and a V late bday pressie) but all those shops and eating out :eek:

    See you all in the Sept thread!
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:     [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100



  • Snow_White_5
    Snow_White_5 Posts: 493 Forumite
    Today was an NSD for me too, so managed a grand total of 13 NSDs for Aug (my target was 10). This is the first challenge I've ever completed here. :beer:

    See you all on the September thread. And remember... leave your money at home :D
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well I'm happy to say I managed my 7 NSD'ss for this month...yay!! I managed to get my mam to buy breakfast and my DD some wellies today. Also my DD has been on at me all day to get her some credit but i've told her it'll have to be tomorrow as today was my last chance to hit my target.
    To be honest I think I might have got 8 or 9 but there was the odd time I wasn't keeping track and never wrote it down and am not confident enough to say I definatley did.
    I'm hoping next month might be a little easier as it's back to school, back to routine..yay!!

    Well done everyone....good luck for next month!!
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hit my 8th NSD today! It was much harder this month than the first month but we got there in the end.

    Well done to my fellow NSD challengers whether you succeeded or not you probably did better than without the challenge anyway!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    Well, I didn't quite make it but have learned A LOT about my spending habits. Will aim to do slightly better in September and see how I go.
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund    :    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    On the 1st page of this thread, everyone that completed gets clapping hands....

    I didnt miss anyone did I? - I have to make sure you are all rewarded for your hard work :)

    Good Luck for September which is here

    http://forums.moneysavingexpert.com/showthread.html?p=13783751#post13783751

    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • wanttobeasaver
    wanttobeasaver Posts: 465 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    GOT ANOTHER ONE YESTERDAY THATS 7:j :j :j :j
    Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500 
    12 NSD MAY 3/12
    Lose 21lb by July .......................4 /21LB 
  • ExNicotineQueen
    ExNicotineQueen Posts: 345 Forumite
    I aimed for 5 NSD's and achieved 8 NSD's! :j
  • Horace
    Horace Posts: 14,426 Forumite
    I lost count of the number of NSDs I had during August.

    I had my first NSD of September today:j
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    i went for 6 but only got 5 NSD's in August, i know i can do better than this, plan plan plan! thats my plan ha ha
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