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August -The NSD Challenge

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  • Bone_Idle wrote: »
    Wow! :T :T

    :D :shocked: I'm shocked I managed it, but not as shocked as my husband :rotfl:
  • I started my new month today, I run 29th to 28th each month so started sept today and made it my 1st NSD as well:j :j :j I'll try and keep it up:T :T
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone,

    I'm calling in my 9th NSD today & would love to say I'll have another tomorrow but I just dont think I'll make it as my TV blew this morning - only one in the house :( & if I dont get a new one tomorrow then I'll have to put it into September's spending :eek:.

    I'm a bit sad I didnt make it as only a day under but I'm going to aim for 12 NSDs in September gulp.

    Well done to everyone who has achieved their target :D

    lula x
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've made it to 7 NSDs out of 8. Didn't go shopping today (but have done lots of Christmas bargain hunting earlier in the week). Will try and squeeze in 8th NSD tomorrow/in the morning so can meet target.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I managed another NSD yesterday so beat target by 1 day and hopefully today will be one too.....aren't lazy weekends great! :p

    Is there a September thread?

    I don't mind starting one?
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Ok have had a look and theres not a September thread so i have started one as Angel Diva hasn't been on MSE since 22nd.

    Hope no-one minds.

    Linky here http://forums.moneysavingexpert.com/showthread.html?p=13783751#post13783751
    Now a SAHM trying to earn some spare pennies each month
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Am hoping for another NSD today (far too busy at home to spend anything) - so that would make 9. Target was 8 so am pleased with that. Will try again in September. Harder as am at work and have bus fares most week days but if I don't count those (necessary travelling - cheaper to do daily than weekly as I don't do every day) - think I will aim for 10.
  • Hi all,
    I managed a NSD yesterday and will not being going out today so that will be a NSD too - so for august i am declaring 14 - 2 over target yeeeesssss!!!!

    Will go update signature and pop over to new thread
    see you all over there

    TF xx
    Peace will be mine
    could do better - must try harder
    Live each day as if its your last
    DFW Nerd #1000 Proud to be dealing with my debts

  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    had 11 out of 15 nsds not too bad but must do better next month!
  • rb6ac
    rb6ac Posts: 611 Forumite
    My total for August at the end of the challenge is 13 NSDs, aimed for 9. I'm pleased that I passed the challenge but I KNOW that I can do better, as I managed 15 in July, so I feel a little down that I didn't match that. :(

    Anyway, thanks for starting the new challenge, lilmissmup. Am aiming for 12 in September as it's a fairly quiet month (i.e. no big nights out planned/no weekends away/only one birthday). So the perfect month to get serious and save some much needed cash. See you all at the new thread! x
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