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August -The NSD Challenge
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I started my new month today, I run 29th to 28th each month so started sept today and made it my 1st NSD as well:j :j :j I'll try and keep it up:T :Tlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070
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Hi everyone,
I'm calling in my 9th NSD today & would love to say I'll have another tomorrow but I just dont think I'll make it as my TV blew this morning - only one in the house& if I dont get a new one tomorrow then I'll have to put it into September's spending :eek:.
I'm a bit sad I didnt make it as only a day under but I'm going to aim for 12 NSDs in September gulp.
Well done to everyone who has achieved their target
lula x0 -
I've made it to 7 NSDs out of 8. Didn't go shopping today (but have done lots of Christmas bargain hunting earlier in the week). Will try and squeeze in 8th NSD tomorrow/in the morning so can meet target.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
I managed another NSD yesterday so beat target by 1 day and hopefully today will be one too.....aren't lazy weekends great!
Is there a September thread?
I don't mind starting one?Now a SAHM trying to earn some spare pennies each month0 -
Ok have had a look and theres not a September thread so i have started one as Angel Diva hasn't been on MSE since 22nd.
Hope no-one minds.
Linky here http://forums.moneysavingexpert.com/showthread.html?p=13783751#post13783751Now a SAHM trying to earn some spare pennies each month0 -
Am hoping for another NSD today (far too busy at home to spend anything) - so that would make 9. Target was 8 so am pleased with that. Will try again in September. Harder as am at work and have bus fares most week days but if I don't count those (necessary travelling - cheaper to do daily than weekly as I don't do every day) - think I will aim for 10.0
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Hi all,
I managed a NSD yesterday and will not being going out today so that will be a NSD too - so for august i am declaring 14 - 2 over target yeeeesssss!!!!
Will go update signature and pop over to new thread
see you all over there
TF xxPeace will be mine
could do better - must try harder
Live each day as if its your last
DFW Nerd #1000 Proud to be dealing with my debts
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had 11 out of 15 nsds not too bad but must do better next month!0
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My total for August at the end of the challenge is 13 NSDs, aimed for 9. I'm pleased that I passed the challenge but I KNOW that I can do better, as I managed 15 in July, so I feel a little down that I didn't match that.
Anyway, thanks for starting the new challenge, lilmissmup. Am aiming for 12 in September as it's a fairly quiet month (i.e. no big nights out planned/no weekends away/only one birthday). So the perfect month to get serious and save some much needed cash. See you all at the new thread! x0
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