We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Received My Cca But......................
anthony1
Posts: 58 Forumite
in Credit cards
I have received copy CCA from Mint. It is signed by me but not by them. Aslo the terms and conditions are on a seperate piece of paper, not signed. Do the T & C,s have to be in the body of the agreement. Is it enforceable or not... If not what do I do now. Thanks
0
Comments
-
Is this a new card you are taking out?
Have you tried phoning Mint and asking?0 -
For clarification this is a card I took out in 2003. I beleive the agreement is unenforceable. On the credit agreement they sent it states my credit limit as £4500.00. However on the seperate terms and conditions , unsigned, it shows credit limit as £9400.00. These cannot be the terms and conditions sent with the agreement from 2003. Also they are on a seperate piece of paper, not the reverse of the agreeement. The agreement is not signed my them and it only shows interest rate, the rest is data protection stuff. Also the apr is idfferent to the agreement.0
-
PS, Isent a £1 postal order for the copy agreemnent but they allocated this to my account0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards