Cash not Card

[Deleted User]

Stephen_Leak wrote: »

I almost always use my cashback credit card. I get the cashback and therefore never pay 100% for anything (I really must look for a new introductory rate card though).

I hardly use any cash - my last ATM withdrawal was for £50 on 5 June, and I think I've still got a £20 note from that in my wallet!

I too use a cashback card and pay the balance off at the end of the month It's great to be getting paid to spend my own money Last year I had just over £55 to come in cash back and so far I have about £32 banking up on my card .I have a Capitol One card and they pay out in January, which is helpful as it knocks a nice little lump off the bill just after Christmas.It also means that I only have to carry about £15 around in my purse for odds and ends and it seems to last for ages.I have found I spend a lot less now than I used to this way.

ZoeGirl_3

I have started to do a similar thing myself. And I am FINALLY getting the hang of not buying things just for the sake of spending money lol.

Woohoo, talk about baby steps haha, somethings you think seem obvious take a lot of working towards ....:o

kippers

I use a Tesco visa as much as possible and pay it off in full at the end of each month. This way i get more points that a normal clubcard and we use the deal tokens to go on holiday or days out, so this works for us.

I do have to be very disciplined and make sure i only buy what is on my list when i go shopping or any extra yellow label bargins.

:T :T :T

BB1984

moanymoany wrote: »

I do think that if children - or anyone - has a balanced diet with the five portions of F&V, and the recommended amount of milk or milk products, then 'on tap' fruit or anything else is not necessary. I think we have become 'brainwashed' into thinking there must be fruit or yoghurts for snacks when a slice of bread and scratchit is just as good.

Also, my children had to ask for food, they did not simply help themselves.

Whilst I agree that children shouldn't just help themselves to anything in the cupboard at any time, I do think that they should be allowed as much fruit and veg as they want - parents should be grateful that their kids want these things! It's worth bearing in mind that 5-a-day is a bare minimum recommendation - plenty of countries recommend more than that. Fair enough if you're really up against it, but otherwise, I can't see why on earth a parent would encourage their kids to eat bread rather than chopped carrot or an apple.

bb

Magentasue

BB1984 wrote: »

I can't see why on earth a parent would encourage their kids to eat bread rather than chopped carrot or an apple.

bb

Because they can't afford it? Because they don't have access to cheap fruit and veg but they do have access to cheap bread? My kids have always had fruit ad lib - the apples always are last to go - and if that runs out, there are carrots. But not everyone can do that, especially if they have a large family, no car and live in a deprived area.

I think moanymoany was saying if you can't afford to provide a neverending supply of fruit, you shouldn't feel guilty. Once kids get into their teens, that after school-before dinner gap needs more than a carrot and so a couple of scones or a sandwich fills the gap.

moanymoany

BB1984 wrote: »

Whilst I agree that children shouldn't just help themselves to anything in the cupboard at any time, I do think that they should be allowed as much fruit and veg as they want - parents should be grateful that their kids want these things! It's worth bearing in mind that 5-a-day is a bare minimum recommendation - plenty of countries recommend more than that. Fair enough if you're really up against it, but otherwise, I can't see why on earth a parent would encourage their kids to eat bread rather than chopped carrot or an apple.

bb

Maybe if we lived in a perfect world. However, we don't and for many people as and when apples are not an option. There is nothing wrong with bread for a growing child.

Interestingly, in this world of information and pressure to give our children this that and the other, my mothers generation have lived and are living for longer than our current young people are going to. Not for them five portions of F&V a day, most of her diet - and that of her two sisters both of whom lived into their eighties and one still going - were fed a mainly starch based diet. Solid meals that would get them through the day. The same went for most of the generation that were children in the 1930's.

I think my comment is sound. If a child gets a well balanced diet including five a day there is no harm in snacks having to be asked for and a nice starchy snack, that fills them up, given to them.

I think there are many mums to young families reading these posts who find it difficult to make ends meet, for them to feel pressure to have expensive fruit available at all times for children to snack on is unnecessary.

lil_me

I don't have cashback cards etc, just using a cash budget really works well for me as when it's gone it's gone.

Magentasue

I use a Tesco card, pay it off every month and use the vouchers on deals. Recently we had some due to expire and used them to buy half price wine from Tesco online. However, I'm always shocked at the monthly amount - you notice it more when you're handing notes over.

tesuhoha

I find cash difficult because Im not very good at totting up the total of what I have spent as I go round the shop. I find it much easier to do my food shopping on line as you can check how much youve spent and you can go back and change any impulsive buys. The temptation is not so great either. I just buy enough milk and stuff for the week so we dont run out although we sometimes run out of fruit. I find the most economic way to shop is once a week and then just getting through the week on what youve bought without visiting any shops.

BB1984

Magentasue wrote: »

Because they can't afford it? Because they don't have access to cheap fruit and veg but they do have access to cheap bread? My kids have always had fruit ad lib - the apples always are last to go - and if that runs out, there are carrots. But not everyone can do that, especially if they have a large family, no car and live in a deprived area.

I think moanymoany was saying if you can't afford to provide a neverending supply of fruit, you shouldn't feel guilty. Once kids get into their teens, that after school-before dinner gap needs more than a carrot and so a couple of scones or a sandwich fills the gap.

You took the sentence that you quoted from my post out of context. If you read it again you'll see that I said it was fair enough if people were hard up, but otherwise (i.e. if they can afford it) they should ensure their kids get as much F&V as poss. Nobody should feel guilty if they're doing the best they can for their children!

bb