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how has this cheque gone through?
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The threshold is currently £5000, but (at least some) banks pull random samples out od those less than £5000 to scrutinise. Your cheque must have been randomly selected.Woby_Tide wrote:Not sure it's always that high, I've had a return on one for just less than £1.5k in the past due to an error on the cheque0 -
Sorry if this has been suggested already but cheques are normally only taken in stores with a cheque guarantee card. Therefore it doesn't matter if there is a fault at all with the cheque, the store are still guaranteed to receive their money.
Lotta"One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."0 -
Lotta_Littlies wrote:Sorry if this has been suggested already but cheques are normally only taken in stores with a cheque guarantee card. Therefore it doesn't matter if there is a fault at all with the cheque, the store are still guaranteed to receive their money.
Lotta
No they're not
From the cheque card scheme rules
http://www.apacs.org.uk
It is signed, before the expiry of the card, in the United Kingdom of Great Britain and
Northern Ireland, the Channel Islands, Isle of Man, Gibraltar or on the premises of any
United Kingdom Customs post located outside these territories in the presence of the
payee by the account holder.
An unsigned cheque is not guaranteed under the cheque card scheme.Gwlad heb iaith, gwlad heb galon0 -
Ah. I stand corrected. So if your cheque guarantee card (credit / debit card) is used they can't put it through as if they would on a transaction without the customers signature (over the phone, for example) ?
Lotta"One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."0 -
Not sure if that's possible but if it was then it wouldn't come under the cheque guarantee part of the scheme - payment by debit card is a different method of payment altogether (cue Airplane joke)
Gwlad heb iaith, gwlad heb galon0 -
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Wow i have never ever seen so many bankers in one place.!!!!
Nearly every post mentions being or used to be one.Onwards and Upwards0 -
When a query is put up about banking practice, don't you expect people with banking experience to offer their experiences?
Mark
(an ex-banker of 20 years) ;-)))Gwlad heb iaith, gwlad heb galon0 -
LOL and with such a sense of humour.
I was just amused at all the bickering between bankers.....thats all.Onwards and Upwards0
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