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Tenancy Agreement
Comments
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We won't really have any valuables and we will be extra careful.
I think this is a very naive and silly statement to make.
If you have a fire, perhaps through no fault of your own, then chances are you will have to replace every single one of your possessions.
Duvet covers, duvets, clothes, CDs, books, shoes, hairdryer, toaster, hair straighters etc... To replace all those, costs an absolute fortune.
For a very small sum of money, you can insure £5k of your possessions. Believe me, when you start adding up all the small things, you'll be surprised how much you own!Should've = Should HAVE (not 'of')
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)0 -
Ask your self - if the worst happened (eg flat gutted by fire) "what would I do".
If you have got a wad of cash or access to family wealth, then remember that roughly half of the premiums paid in get paid out as claims.
There is also a class of persons who take the attitude "I've got insurance so I can always claim (and not bother to be careful)", so if you are a careful home maker you are subsidising them. (and I've not mentioned fraud).
Unfortunately we live in a litigious "no win no fee" society, so be aware that some drunk who falls down your stairs might well try to sue you; so consider the need for cover against personal liability.
(That said I've never had contents insurance so in a life time I've not made a claim that could have been perhaps 1000 GBP. For personal liability you will probably find that the no-win-no-fee parasites will leave you alone as soon as they discover you have no insurance).0 -
Our contents insurance is just £7.00 per month. As has been mentioned already, in the case of a fire/flood/break-in..... that £7.00 per month would be money well spent. For something so cheap I think you'd be silly not to get insurance tbh
You can't control everything in life....... your hair was put on your head to remind you of that
Proud to be BSC no. 1030 -
Not true for all rental properties ......HMOs *are* required to have them: see The Management of Houses in Multiple Occupation (England) Regulations 2006 S6 (3)
Is this an HMO? I don't see anywhere suggesting it is
Even if it is, it only needs to be carried out once every 5 years. Not sure if a copy needs to be passed to any tenant or prospective tenant. "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100 -
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We're not even sure if it is in Great Britain!
This site is based in England. Unless the poster states otherwise one presumes the law of England (& Wales) applies. Even posters from Scotland are usually smart enough to mention this fact or have their location in their profile."Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100 -
Is this an HMO? I don't see anywhere suggesting it is
Even if it is, it only needs to be carried out once every 5 years. Not sure if a copy needs to be passed to any tenant or prospective tenant.
And there's nowhere to suggest it isn't...;)
The LA will require sight ofthe certification forHMOs and any tenant is of course entitled to ask to see such evidence of electrical safety and to choose to use those LLs who do offer them. Many of us do as a matter of good practice.
Have a coffee or an early lunch break or something Premier and, as Clutton would say, "chill..."
Your original statement wasUnlike gas, there is no legal requirement for an electrical safety certificate for rental properties.
That's rental properties ie, plural, sounds like general and not specific to the one in the post. Could be misconstrued by other tenants reading through thread?
Blimey, TGIF...0 -
This site is based in England. Unless the poster states otherwise one presumes the law of England (& Wales) applies. Even posters from Scotland are usually smart enough to mention this fact or have their location in their profile.
How does one interpret "Even posters from Scotland are .........."? I like it.FREEDOM IS NOT FREE0 -
How does one interpret "Even posters from Scotland are .........."? I like it.
What words exactly are you struggling to understand? "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100 -
And there's nowhere to suggest it isn't...;)
The LA will require sight ofthe certification forHMOs and any tenant is of course entitled to ask to see such evidence of electrical safety and to choose to use those LLs who do offer them. Many of us do as a matter of good practice.
Have a coffee or an early lunch break or something Premier and, as Clutton would say, "chill..."
Your original statement was
That's rental properties ie, plural, sounds like general and not specific to the one in the post. Could be misconstrued by other tenants reading through thread?
Blimey, TGIF...
...and you suggest I chill? :rolleyes:"Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100
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