HELP!!! Asda have charged me for petrol 2 months late!!!

jackieb

Inactive wrote: »

I don't put Supermarket petrol in my car, I don't shop at Asda either, so safe there.

Congratulations.

Lakeuk

I noticed back in June that Asda were taking 2 weeks to put through my petrol purchases and thought great 2 weeks extra interest benefit to me, made a point of getting my petrol from Asda for 6 weeks until they'd got their act together.

It's the OP's responsability to manage their bank account and what they're purchasing with the card, especially when so close to the breadline. In this day and age it's very important to keep a check on your accounts (lots of fraud going on), it's not very time consuming 10/20mins per week, there is software available to help with this, I use MS Money but free software like GNUCash (link below) is available.

http://en.wikipedia.org/wiki/GnuCash

callansdad

OMG

I cannot believe how harsh some of you are being ... this forum gets worse all the time!

People put posts here about MONEYSAVING and to accuse someone of knowing they hadn't paid and hoping they wouldn't get caught is astounding.

The OP was asking for help not an instant slagging! I too have been caught out with this ASDA problem and maybe i should have checked my accounts but the reason i use a debit card is because you can only spend what you have available and i expect the money to be taken straight away. I must have missed the economics lesson where these people are legally obliged to take the money upto six months from the date of purchase. I will be more vigilant from now on.

Thanks to the helpful suggestions from some of the posters about contacting the banks and asking for help.

The only other suggestion i have is for the OP to do as i am and write to Andy Bond (ASDA Boss) and outline your concerns and hopefully if enoughpeople make a fuss about it ASDA may help.

Inactive

The only way that you can guarantee that the money will be taken " straight away " is by using good old fashioned cash.;)

cyclonebri1

I don't think the OP got an "instant slagging", more a mixed view of how to avoid this situation. No one called anyone a ********* idiot or any such abuse.
Expect the unexpected is my motto, and if you suddenly find a bonus in your account, well ying and yang:rolleyes:

benjus

I think LandyAndy has nailed it. I am fortunate enough to have an account that is normally in credit and has a fairly large overdraft facility to absorb anything unexpected. As a result I don't pay that much attention to my account (perhaps not as much as I should).

This is certainly different to back when I was a student and needed to know exactly how much I had available. At that time there was no online banking so I used to rely on keeping records of all transactions, and checking them against mini-statements from the cash machine.

Anyone who needs to know how much they have available to spend to the nearest £10 should not be relying purely on the account balance reported by the bank.

MrsE_2

Inactive wrote: »

I don't put Supermarket petrol in my car, I don't shop at Asda either, so safe there.

I put whatever is cheapest in my car, I though everyone did:rolleyes:

Even my very fussy DH puts supermarket diesel in his, but he won't use one brand of station (they are independant - can't think of the name) but he will use anyone else.

dzug1

kittykat100 wrote: »

Cylonebri,

I found your last post quite patronising...... some people have to live on the breadline to survive and don't have 'spare' cash to keep the account higher as you suggest.

Kitty

True, they may not have the spare cash. All the more reason to keep a very close eye on transactions going through the account and not be part of the 'can't be bothered/don't have time to check them off' brigade. If you want that luxury then it's wise to have a buffer in case of errors, etc.

Inactive

MrsE wrote: »

I put whatever is cheapest in my car, I though everyone did:rolleyes:

Following the " Supermarket Fuel " fiasco of last year, where lots of people had their vehicles ruined by using Supermarket Fuel, I choose not to run the risk, in any case filling stations near to Supermarkets only charge the same price.