Money credited to bank account in error ...

RabbitMad

it depends upon who made the error, if it was the bank they'll just remove it so best off leaving it where it is otherwise when they reomve it it might put you in the red.

Given it was cash that was paid in its almost certain that the bank have made this error keying in the wrong account number somewhere.

If you spend the money technically thats theft.

frugallass

robpw2 wrote: »

is it ok to commit fraud in this country now ... why dont we all do it .

I was up front and honest when the money went into my account - I knew where it had come from and who to inform

I have no control over my daughter's finances therefore I don't understand what you're getting at

Clive_Woody

frugallass wrote: »

I was up front and honest when the money went into my account - I knew where it had come from and who to inform

I have no control over my daughter's finances therefore I don't understand what you're getting at

Your daughter was 14 when this money arrived, did you not notice that she suddenly seemed rather well off as she blew £500 that wasn't hers?

As her parent I think you are responsible for her behaviour while she is a minor, particularly if she is commiting fraud.

frugallass

she was expecting money from her dad at the time (it was coming up to Christmas) and presumed that it was that - she did say that she thought it was more than she expected but didn't question it

I spoke to the people who paid the money in, they didn't threaten me with legal action, I told them I wasn't in control of her bank account but if need be I said we could come to an arrangement to pay it back, but they never got back in touch

Clive_Woody

frugallass wrote: »

she was expecting money from her dad at the time (it was coming up to Christmas) and presumed that it was that - she did say that she thought it was more than she expected but didn't question it

I spoke to the people who paid the money in, they didn't threaten me with legal action, I told them I wasn't in control of her bank account but if need be I said we could come to an arrangement to pay it back, but they never got back in touch

So when you got the bank statement and found out the money was from the child benefits agency you didn't feel obliged to repay them their money? Your daughter was getting some money from her father so she could have used this to repay the money she spent in error.

frugallass

1. I didn't get a bank statement - it's my daughters account

2. I spoke to CB and we discussed the options on paying the money back - I did explain that my daughter had spent it and yes I did feel obliged to pay it back but if they didn't pursue it then it's not my problem is it?

3. She didn't know how much her dad was going to give her - he actually gave her a fair bit less than what she was expecting

Ms-Pacman

Why is the attack on frugalis?

Frugalis, you don't need to justify what happened.

With every post made there is usually more details then the poster puts, mainly so not to get into complicated events that are not relevant to the thread.

frugallass

thanks for the support - I know I shouldn't have to justify myself but I did what I could at the time but I wasn't going to insist on paying it back if they didn't seem to be in any rush for it either

Some people take the moral high ground - I don't mind people having opinions but some are a wee bit more persistent than others I suppose

Clive_Woody

frugallass wrote: »

thanks for the support - I know I shouldn't have to justify myself but I did what I could at the time but I wasn't going to insist on paying it back if they didn't seem to be in any rush for it either

Some people take the moral high ground - I don't mind people having opinions but some are a wee bit more persistent than others I suppose

Sorry for taking the moral high ground, for me fraud and theft are things I would not encourage my daughter to commit, I should try and be more understanding of other people's ideas when it comes to parenting.

oompahloompah

This happened to my mum before, but it was her who had paid the cash in and it was deposited into the wrong account by the bank clerk. She was sick with worry as it was to pay bills and it took the bank about 10 weeks to sort it out because the recipient of my mum's money wasn't honest enough to own up. I would contact the bank to let them know you don't know where the money came from.