Abbey charging to use bank cards abroad!

Fizog

Only ever use Nationwide abroad-sorted!

willo65

jammin wrote: »

I bought Ryanair flights from Ireland to UK, cost me 2c (two Euro cents). Paid with my Abbey Visa Electron card (Sterling). Just checked my account online and it shows 2p has been debited for the transaction - fine, but also £1.25 "OVERSEAS TRANSACTION FEE".

Just a minute, but did it really cost Abbey £1.25 to process a 2c sale? Somehow, I don't think so.

Can I write to them and state it's unfair and I want my £1.25 back?

Why woudd it cost any less to process a 2c transaction as it would a 20000 euro transaction?

jammin_2

Precisely. Time to move banks then.

leachyd

Once again it turns into a winge about abbey. Debit card transactions are a little expensive granted, but other banks make similar chargers. Other banks, however, don't offer customers the Abbey Zero credit card which wont charge you for these things..instead of switching banks, why not apply for more of abbey's market leading products?

withnell

leachyd wrote: »

Once again it turns into a winge about abbey. Debit card transactions are a little expensive granted, but other banks make similar chargers. Other banks, however, don't offer customers the Abbey Zero credit card which wont charge you for these things..instead of switching banks, why not apply for more of abbey's market leading products?

Yeh, everyone's very quick to knock Abbey, but in this case they're being more transparent than most other banks, all of whom charge similar fees - and all of whom would charge a similar fee for a 2c transaction!

jammin_2

Because I opened the Abbey account solely to get a Visa Electron card to pay for Ryanair flights. I'm not paying £1.25 per transaction though.

I'll just close the account and go back to the Entropay method. Much cheaper.

TheEffect

Whoever was charged £1.25 for paying Ryanair, the payment is incorrect. Ryanair is a UK website and will take the money from you account in UK sterling. I booked a Ryanair flight from Spain to London a few weeks ago, it came up as Euros, but they took £ from my account and I wasn't charged. I'm with HSBC though.

withnell

TheEffect wrote: »

Whoever was charged £1.25 for paying Ryanair, the payment is incorrect. Ryanair is a UK website and will take the money from you account in UK sterling.

Is it anything like EasyJet though - if you go to .com all the charging is done in Euros. General rule is if the price you see is in foreign, you'll get charged in foreign!

munsterforever

ryanair use DCC which means they do the exchange into sterling themselves therefore the £1.25 fee is invalid

jammin_2

munsterforever wrote: »

ryanair use DCC which means they do the exchange into sterling themselves therefore the £1.25 fee is invalid

They don't always use DCC. They say they do, but sometimes it doesn't happen.