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MBNA forcing 30% interest per annum

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Comments

  • clio
    clio Posts: 3,345 Forumite
    wonder if because i have an Egg Money card and running it as T&C's would they look at giving me an Citi LOB Card or does it not matter you are running on of their cards spot on allready !!
  • NickX
    NickX Posts: 3,046 Forumite
    clio wrote: »
    wonder if because i have an Egg Money card and running it as T&C's would they look at giving me an Citi LOB Card or does it not matter you are running on of their cards spot on allready !!

    To my knowledge the Egg operation is still being run pretty much independently of the core CitiBank business, so it probably won't make that much difference, but if you have run your Egg Money account well, then your overall Credit Rating should have improved and you should stand a good chance of getting the LOB card.
  • clio
    clio Posts: 3,345 Forumite
    Aye Nick i have allways run my cards well i thought egg was seperate from Citi ... have only been with Egg 5 months so no doubt that would not off been long enough for them to assess me..
  • NickX
    NickX Posts: 3,046 Forumite
    clio wrote: »
    have only been with Egg 5 months so no doubt that would not off been long enough for them to assess me..

    Well they usually say 6 months of good account management is required before a Credit Limit increase, so you not far off that milestone.

    Maybe give it a couple of months and then try an application for the LOB card.
  • clio
    clio Posts: 3,345 Forumite
    Aye i will wait as it,s not important cheers matey:)
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