📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

TEN months and counting...

194959799100254

Comments

  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Back to work tomorrow - boo! and back to the gym to work of some of the Baileys...

    Have been having a wee look at houses tonight and I'm SOOO motivated right now - really hope this is my last xmas here.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I made it to work but not the gym due to neighbours waking me during the night. For some reason I am now mentally fast-forwarding my life to July when I can move...

    on the upside - NSD!!!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    July will be here before you know it...........you are so close now skinty:j
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope so Lou, just looking forward to getting back into the regular routine again now though - makes things go quicker.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    I know what you mean, I am totally enjoying the time off work but the weeks do fly by when you are too busy to wipe your own bum:D

    I really need to get to grips with my food budget next year as it seems to have gone up the wall since I started this new job in September.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm with you on the food budget, not that I've gone mad but would like to reduce it a bit - it's about £160 a month for the two of us although I do buy bits of clothes and pressies and stuff in there. This month I'm hoping to get it down by £20 and I'll move forward from there (if I manage it).
    Having just done some sums I figure I need an extra £265 a month to bring my DFD forward to the end of May... and I'll need to be really good and not spend anything extra at all. Worth a go though...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Are there any mystery shopping companies that cover your area Skinty? I have topped up my income quite nicely with them, some of the banking ones I have done at lunch time from work. Usually average about £30 extra a month which is better than a poke in the eye:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I registered with 3 Lou but they are generally only offering to cover pizza costs! and I don't like pizza that much lol!

    I think I may have to lose the entertainment budget for a while, I usually get some expenses from work too which I haven't included in the budget as they aren't guaranteed, so will have to ebay like mad and cut the food budget right back.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    I registered with 3 Lou but they are generally only offering to cover pizza costs! and I don't like pizza that much lol!

    I think I may have to lose the entertainment budget for a while, I usually get some expenses from work too which I haven't included in the budget as they aren't guaranteed, so will have to ebay like mad and cut the food budget right back.

    GFK have a steady stream of Banking ones as do Grassroots
    But these things take time, I know that I'm, the most inept that ever stepped.
  • OK - as posted elsewhere...and in no particular order!

    List of things to do in 2009
    • Run a 5K
    • Run a 10K
    • Get debt free
    • Clear flat of clutter
    • Move house
    • Go to driving range (golf)
    • Go riding
    • Try laser shooting thingy
    • Meet fabulous new man
    • Reach target weight and stay there!
    • Find new hairstyle that I like.

    Sounds good to me Skinty, i may well join you on the Golf one as have found a really cheap Golf course nearby.:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.