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TEN months and counting...

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  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    very weird, I used to go up there once a month but not been for ages. It was a horrible day for driving yesterday - it rained all the way there and most of the way back.
    Glad you got your passport problem sorted out.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Have you looked at Martin's guide for appealing tickets Beanilou?
    Likewise glad passport was sorted out, weather is also on the down turn here Skinty..brrr.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, paassport sorted and said child now safely back in Hong Kong ~yah.
    This has been one stressful week!
    Dident know Martin had a guide , thanks bob :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    really tired today and so looking forward to a few days off at christmas. I really need to focus more at work though as I feel I'm running around like mad and achieving nowt - maybe if I cut the chatting a bit that might help? Just working out january's budget and it looks like the pesky barclaycard will be there for another month but sometimes you need clothes...ok maybe not but I feel better for buying them!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    really tired today and so looking forward to a few days off at christmas. I really need to focus more at work though as I feel I'm running around like mad and achieving nowt - maybe if I cut the chatting a bit that might help?

    Who are you chatting to, and what would you do if you weren't? Is the chatting completly unproductive, or does it just feel it?
    Just working out january's budget and it looks like the pesky barclaycard will be there for another month but sometimes you need clothes...ok maybe not but I feel better for buying them!

    And sometimes you don't need clothes...it's all swings and roundabouts...

    Remember the MoneySaving mantras!

    IF YOU'RE SKINT......
    Do I need it? Can I afford it? Can I find it cheaper anywhere else?

    IF YOU'RE NOT SKINT......
    Will I use it? Is it worth it? Can I find it cheaper anywhere else?

    Feeling good for buying them isn't quite in there yet... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Who are you chatting to, and what would you do if you weren't? Is the chatting completly unproductive, or does it just feel it?

    friends at work.:o sometimes it's vaguely work related but tends to start out that way then disintegrate into banter... I am perhaps keeping them upbeat and making them feel better...;)

    ZTD wrote: »
    And sometimes you don't need clothes...it's all swings and roundabouts...

    Remember the MoneySaving mantras!

    IF YOU'RE SKINT......
    Do I need it? Can I afford it? Can I find it cheaper anywhere else?

    IF YOU'RE NOT SKINT......
    Will I use it? Is it worth it? Can I find it cheaper anywhere else?

    Feeling good for buying them isn't quite in there yet... ;)

    I know - I could have survived without buying them but I didn't spend much and got loads of stuff and it didn't make a big dent in the finances. and lots of it was sort of key pieces to pull together stuff I already had, feel good factor should not be completely dismissed though as I feel much more confident and positive for it which is worth lots more than the £100 or so I spent. :D Got 3 pairs of boots and lots of other stuff for that!:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sleepy! I've been to the gym, worked from home this avvie and done the food shop but I'm ready to curl up on the sofa and fall asleep now.

    This weekend I will do the wrapping though...

    That's it for the list really:

    1. Wrap up pressies
    2. Catch up with ironing

    not aiming for much this weekend really! I may make a plan of action for tarting up the flat though but I'm not starting that until the new year.
    It's blowing the beginnings of a gale outside so may need to have a glass of wine later to help me sleep...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good luck with the wrapping!
    My challange is to get DS to actually write a few Christmas cards~haha.
    Very very windy here as well :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    and good luck with your challenge Beanie! at least mine only depends on me!

    I'm going to go find a few bits now and get them sorted out.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I've done some of the wrapping... will try and do DS's tonight once he's in bed - only problem being the fact that I'll probably fall asleep around then too!

    Have to help DS make a chocky bar for his dad tomorrow but I think we have everything in for that so hopefully tomorrow can be a NSD, off to cinema in a bit so today won't be.

    as for the flirtin' thing I was going to do this week...did a wee bit with cute bloke but don't seem to be in the same office on the same days much at the mo but strangely enough there seems to be someone else rather interested... nothing is going to happen as he's way too young but it's still quite flattering.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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