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TEN months and counting...
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Well, I've made a BIG decision - after much deliberation I've given myself an entertainment budget! I was trying to keep the spends down to a minimum but have decided I need to get a life!:o And in the long run it just means another month more to pay the debts off, not a long time really if it helps to maintain my sanity. A few things have happened of late that have made me take stock and decide I must live for now and stop putting things on hold until the debt's gone. It's not a dress rehersal after all...Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint~You are so rght i think.
As you say lifes not a dress rehersal.
(think Im getting rather too caught up on all the debt clearing!)
After all your siggy says you will be debt froo in a year~yah!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks beanielou, how was your weekend in Stirling? Are you going to try to be more sociable too? It's not just nights out I miss just going places with DS without worrying about the cost would be good too. they grow up so fast and no doubt he'll be avoiding me like the plague soon!
It's also good practise for being DF - I would go into serious shock at all the spending money otherwise!
I'm not going to go mad...went out last night and spent nothing (driving) and going out again tonight which will be a tenner max.
P.S. Siggy is still right cos I'd nearly shaved another month off!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Stirling was good~seems a long tme ago!!
Know what you mean about doing things with DS while he still wll~just go for it cause as you say he wont want to when hes a Kevin the teenager~will just want money, money, money!
Have a good weekend & enjoy tonight~ a tenner s great.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
so far I have...skint_spice wrote: »This weekends aims are:
1. Tidy bedrooms - one down and one to go
2. Put five items on ebay - only one so far
3. Enjoy night out without finding excuse to call off - went out twice and really enjoyed both!
4. Tidy up garden - mmm, not yet
5. Sort out some more stuff for ebay/car boot. Now have a big box with some more ebay stuff
Not too bad but shattered today as haven't been sleeping well. off to the gym in a bit...Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
The not sleeping well is pants isent it?
I cant motivate myself at all this weekI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The not sleeping well is pants isent it?
I cant motivate myself at all this week
and totally unlike me too, I could usually sleep for scotland! mind is racing around although my body is shattered.
I just realised the kids have only been back at school a week - seems so much longer! don't know if it's lack of sleep that's causing my confusion...:o
Needless to say apart from going to the gym and out visiting I've done very little today.:o
Must set myself a mon - fri list although it'll have to be small!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Think Ill give a list a miss!
Remember keep yours small!
Takes me all my time at the mo to just get through the day:eek:
Like you mind is racing & just going round in circles but Im just shattred.
Dont think weather helps either.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Dont think weather helps either.
Are you not enjoying the sunshine? It's been a lovely weekend here, a bit hot but teeshirt weather for once!
OK, here's my list...
1. Sort out drawers in lounge coffee table (can do this sitting on my butt watching TV:D )
2. Do weeding I didn't do this weekend!:o
3. Get to gym or exercise at least three times.
4. DO NOT EAT JUNK!
5. Add another 4 things on ebay.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Lucky you.
Has been dull & rainy here & not very warm.
Im aiming for gym once & out on trike twice~wish me luck!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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