Wtc

somebodysmummy

dmg24 wrote: »

No, they definitely do not count. I have double checked this morning (I've got nothing better to do today!), and as there is no contract of employment, or any kind of agreement for services to be provided, it cannot be counted.

somebodysmummy, AQA is taxable income, so would count.

Thankyou so much for taking the time to find that out for me dmg. I really appreciate it. I hope you find something a little more enjoyable to do with the rest of your day

dmg24

somebodysmummy wrote: »

Thankyou so much for taking the time to find that out for me dmg. I really appreciate it. I hope you find something a little more enjoyable to do with the rest of your day

No problem ... I'm doing year end accounts today, so anything is a pleasant distraction! x

Elle00

Hi Somebodysmummy, I think what you're saying makes good sense. You're in a good position getting the mortgage paid on the family home too as it'll be better for the kids and financially for you too. Don't forget to apply for council tax relief.

I think you're in a good position to make up a 16hr week and qualify for TCs because you're already more than half way there. You SHOULDN'T try to go down the IS route in my opinion because IS is the bare minimum you need to live on and you'd be left with hardly a penny to live on after paying childcare to go to work. You're quite right to try for WTC because it would pay 80% of the childcare for you on top of topping up your income considerably.

And by getting the mortgage paid for you you'd be better off than most in similar situations because you wouldn't be reliant on housing benefit to make up any of your income to pay the rent like most people doing a 16hr week on WTC have to do.

Have you considered doing a sales round in your area? I do Avon but there's also Betteware, Kleeneze etc. You can easily get 6hrs work a week with a decent sized round. You can definetely count your mystery shopping so with your 8hr work that makes 16hrs a week on average. You'd have to get a decent sized sales round but even my small one of 60 customers takes up a good 3-4hrs a week. I have to bag up the brochures, write out the labels (okay I print them lol), write on the order forms, deliver them all, collect them back, order online, read through the brochures etc etc. Then of course I have to sort them all out for delivery. It can easily take 3-4hrs a week and it pays about £15 a week which is a low but not obscene wage. I get cheap toiletries too which saves on household expenditure. The right person can easily take on double the customers for 6-8hrs work a week.

And you'd be slightly better off than when on IS because of the childcare tax credits. You'd only need them for your 8hrs job too as you just take the kids with you when you do a sales round.

There are alternatives to consider too if your ex is willing to assist with overnight childcare one night a week. Like doing a night shift in a local supermarket etc.

Where there's a will there's a way. I would advise trying to find the other 8hrs where you don't have to pay for childcare if at all possible because even paying that 20% is a big drain on a little income.

Hope that helps.

somebodysmummy

lol. In my former life (pre children) I worked as a Tax Assistant for Ernst and Young and did my fair share of accounts work so you have my sympathy.

Before anyone feels the need to point it out - I am ATT qualified and worked as a Tax Assistant for a number of years and I'm asking a tax question on a forum - I appreciate the irony. :rotfl:

Thanks again dmg x

somebodysmummy

Elle83 wrote: »

Hi Somebodysmummy, I think what you're saying makes good sense. You're in a good position getting the mortgage paid on the family home too as it'll be better for the kids and financially for you too. Don't forget to apply for council tax relief.

I think you're in a good position to make up a 16hr week and qualify for TCs because you're already more than half way there. You SHOULDN'T try to go down the IS route in my opinion because IS is the bare minimum you need to live on and you'd be left with hardly a penny to live on after paying childcare to go to work. You're quite right to try for WTC because it would pay 80% of the childcare for you on top of topping up your income considerably.

And by getting the mortgage paid for you you'd be better off than most in similar situations because you wouldn't be reliant on housing benefit to make up any of your income to pay the rent like most people doing a 16hr week on WTC have to do.

Have you considered doing a sales round in your area? I do Avon but there's also Betteware, Kleeneze etc. You can easily get 6hrs work a week with a decent sized round. You can definetely count your mystery shopping so with your 8hr work that makes 16hrs a week on average. You'd have to get a decent sized sales round but even my small one of 60 customers takes up a good 3-4hrs a week. I have to bag up the brochures, write out the labels (okay I print them lol), write on the order forms, deliver them all, collect them back, order online, read through the brochures etc etc. Then of course I have to sort them all out for delivery. It can easily take 3-4hrs a week and it pays about £15 a week which is a low but not obscene wage. I get cheap toiletries too which saves on household expenditure. The right person can easily take on double the customers for 6-8hrs work a week.

And you'd be slightly better off than when on IS because of the childcare tax credits. You'd only need them for your 8hrs job too as you just take the kids with you when you do a sales round.

There are alternatives to consider too if your ex is willing to assist with overnight childcare one night a week. Like doing a night shift in a local supermarket etc.

Where there's a will there's a way. I would advise trying to find the other 8hrs where you don't have to pay for childcare if at all possible because even paying that 20% is a big drain on a little income.

Hope that helps.

Thankyou for the advice. I'm glad what I'm trying to do makes sense to someone and doesn't sound totally crazy. I was beginning to wonder

Elle00

somebodysmummy wrote: »

Thankyou for the advice. I'm glad what I'm trying to do makes sense to someone and doesn't sound totally crazy. I was beginning to wonder

Fellow single Mum here - takes one to know one and all that!

Good luck x

astralbee

dmg24 wrote: »

No, they definitely do not count. I have double checked this morning (I've got nothing better to do today!), and as there is no contract of employment, or any kind of agreement for services to be provided, it cannot be counted.

somebodysmummy, AQA is taxable income, so would count.

Last time I checked, no self-employed person has a contract of employment.

If you took time to read the rest of my post I discussed how it could form self employed income, and could possibly be combined with self-employed income of a similar nature.

astralbee

mitchaa wrote: »

Are you joking me, some people daily click to make 10p per day:rolleyes: This surely cannot be classed as employment

Why dont all the unemployed use this as an example to qualify for WTC then:rotfl: ??

16hrs per week is only just over 2hrs per day, and its just surfing the web. How do you prove how much time is spent on these daily click websites? I could say i have done it but really i have not, so how do you prove?

If you can be registered as working by clicking on websites and earning 10p per day just so you can qualify for WTC then the world has gone completely bonkers.

I shall suggest this advice to every unemployed person i know, 16hrs of daily clicks means you qualify for WTC:rolleyes:

The unemployed don't use it to qualify to WTC because they would be stupid to do so. Likewise you would be ill-advised to suggest it to your unemplyed friends as you glibly commented because the income alone would be so incredibly low that even with WTC on top they would be markedly worse off than on Income Support.

If you read the rest of my post I discussed how it could be combined with income from related self employment. For example, if somebody set up a business called "Internet Services" and got their main income from designing websites it would be acceptable for them to make money on the side from clicks on banner ads and the like and to include the related income/expenses in their accounts. For the hours rule on WTC, any time legitimately spent on the click side of the business could count.

Consider this example: A man becomes a self-employed window cleaner on April 1st. To begin with, he only has two customers that he visits twice per month and pay him £5 to clean their windows. Therefore his projected income is only £260 a year at this stage - but obviously he hopes to earn more. So the whole time he is not cleaning windows he is pushing leaflets through doors canvassing for new customers. As the canvassing is part of his business he is satisfying the hours worked rule for WTC purposes, even though his income is low. So you see, income from self-employment is not directly related to hours worked.

Also, if you only know people earning 10p a day then they are doing it wrong. My friend earns £40 a month from banner adverts on his websites.

dmg24

astralbee wrote: »

Last time I checked, no self-employed person has a contract of employment.

If you took time to read the rest of my post I discussed how it could form self employed income, and could possibly be combined with self-employed income of a similar nature.

No, they definitely do not count. I have double checked this morning (I've got nothing better to do today!), and as there is no contract of employment, or any kind of agreement for services to be provided, it cannot be counted.

You must be stupid if you do not understand the word or. :rotfl: :rolleyes: :rotfl:

You did not suggest any legitimate way that daily clicks or surveys could be used as income for the purposes of tax credits.

JessicaF_2

dmg24 wrote: »

You must be stupid if you do not understand the word or. :rotfl: :rolleyes: :rotfl:

You did not suggest any legitimate way that daily clicks or surveys could be used as income for the purposes of tax credits.

The only requirements in the WTC regulations are:

1. Work is done in expectation of payment
2. work is done for a certain number of hours
3. Work is expected to last at least 4 weeks

For a self employed person - the number of hours is the number they normally perform for payment or in expectation of payment.

I cannot see anything in those regulations that mention the requirement for an agreement for payment in relation to self employed.

So i cannot see why her mystery shopping would not count - ebay trading does.

Jess