We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
A+L DD charge when I had enough money in account to pay DD
AdamB
Posts: 133 Forumite
On Thursday I had £15.73 left in my account. I had a DD of £10.99 come out. Before the money going to the DD, A+L charged me £25 for payment review- item paid fee, which took my over my overdraft limit. Surely they shouldnt have charged me the £25 when I had enough money to pay the DD and I had no other outgoings until after my pay went through? I sent them a message on Friday asking them why they had taken it and asking them to refund the £25 and cancel any other charges due because of going over OD limit. Gave them 7 days to respond but nothing yet. Im so impatient.lol.
Bank charges reclaimed: HSBC £1990
2007 Competition Challenge: Target £150
So far...£373.48 (MS Office 2007 Professional Edition) and a rizla tin
2007 Competition Challenge: Target £150
So far...£373.48 (MS Office 2007 Professional Edition) and a rizla tin
I smell roses, but all I hear is flies
0
Comments
-
You need CLEARED funds in your account the day before the DD is paid.
Did you have AT LEAST £10.99 of cleared funds in there, or was some of the £15.73 made up of cheques waiting to clear/cleared that day or money you had transferred in which had arrived that day?0 -
It was £15.73 cleared fundsBank charges reclaimed: HSBC £1990
2007 Competition Challenge: Target £150
So far...£373.48 (MS Office 2007 Professional Edition) and a rizla tinI smell roses, but all I hear is flies0 -
What was the balance the day before, and the day before that?0
-
Balance 17/07 (at beginning of day) -£134.27
16/07 -£128.36
15/07 -£128.36
14/07 -£123.36
OD limit of £150Bank charges reclaimed: HSBC £1990
2007 Competition Challenge: Target £150
So far...£373.48 (MS Office 2007 Professional Edition) and a rizla tinI smell roses, but all I hear is flies0 -
Have you made a debit card payment of £5.91?
I've had debit card transactions appear twice on my online statement before now. The second one can take up to a week or so to fall off.
If this is the case, you (technically) only had £9.82 available when the £10.99 DD was presented.
Please post back with the reason once A&L get back to you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.8K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards