Seller wants payment to be cleared in bank 1st (Paypal)

leo~saphira

Okay here is the story - got something on eBay this evening for £500 whom lives local to me. Seller has stated that he wants paying by Paypal or Cash - fair enough (I checked my account for paypal - all okay and credit card can take the hit)

Seller wants payment within 3 days on pickup - with paypal an option - suggested payment via mobile (webaccess to Paypal) when I happy with the items on pickup (I am not paying £500 for damaged items etc..). Told seller this, now he has come back saying that the funds needs to be cleared into his bank account before any pickup! !!!!!!!

Sorry, but I am not paying £500 to seller with 2+ Feedback via Paypal and wait for it to be cleared!

Options please (I want to pay via paypal as it can go onto 0% credit card) but he has put a spanner in the works. ///

goldspanners

sounds a bit too scammy to me.

Brooker_Dave

goldspanners wrote: »

sounds a bit too scammy to me.

Look at it from the seller's point of view, would you take a paypal payment from a stranger for a £500 local collection item??

OP just turn up with cash, and stop messing around.

leo~saphira

woah hold on - then why use as paypal as a option as it goes onto a credit card? Easier for me as I can pay it off over time (like 2-3 months). Have been on eBay since 1998 with 400+ feedback and never had anything like this.

Some people don't have £500 floating in their accounts to be used in a instant?

Yes I can get the cash - but he won't be able to get that until Payday. (I am tempted wether to draw it out of a credit card and transfer the balance toanother one - but its bloody annoying when a seller changes the goal posts.

scbk

You can't list on ebay without paypal as an option, bet given half a chance the seller wouldn't have selected it

leo~saphira wrote: »

Some people don't have £500 floating in their accounts to be used in a instant?

Well don't go buying items off private sellers for £500 then?

leo~saphira

I can understand about this of doing a runner on local pickup - but this stupid rule where paypal is on all auction now leaves us buyers in a bit of a pickle when seller doesn't want to use paypal then when one want to use paypal.

Thank scbk - your post is very supporting! also rechecked the auction - Paypal preferred is written in the auction description!

baffcat

leo~saphira wrote: »

Seller wants payment within 3 days on pickup - with paypal an option - suggested payment via mobile (webaccess to Paypal) when I happy with the items on pickup (I am not paying £500 for damaged items etc..). Told seller this, now he has come back saying that the funds needs to be cleared into his bank account before any pickup! !!!!!!!

Sorry, but I am not paying £500 to seller with 2+ Feedback via Paypal and wait for it to be cleared!

I can understand why you want to use paypal with your credit card but I can't understand why your seller would let you do that and then collect. He'd lose all protection. That's his choice though, I suppose. I'd never let anyone collect if they were paying by paypal. I'd send via an online trackable means of despatch, to be covered. But if he's willing to, good for you.

If you're paying with a credit card-backed paypal payment, it clears to his paypal account within seconds. As far as you, and paypal, are concerned, it has cleared at that point. He has no basis for refusing to release the goods to you. However long it takes for him to get the money from paypal into his bank account could be anything from 3-4 days, if he moves it immediately, to any length of time if he decides not to move it. That's his problem, not yours. He has your money in his paypal account.

Of course, he can refuse to sell to you and take a neg for his trouble, or you could pay him cash and take it away with you on the day.

To repeat though, and though I'm sure you aren't a scammer,, he's leaving himself open to a chargeback if he lets you collect after paying by paypal.

leo~saphira

baffcat wrote: »

I can understand why you want to use paypal with your credit card but I can't understand why your seller would let you do that and then collect. He'd lose all protection. That's his choice though, I suppose. I'd never let anyone collect if they were paying by paypal. I'd send via an online trackable means of despatch, to be covered. But if he's willing to, good for you.

If you're paying with a credit card-backed paypal payment, it clears to his paypal account within seconds. As far as you, and paypal, are concerned, it has cleared at that point. He has no basis for refusing to release the goods to you. However long it takes for him to get the money from paypal into his bank account could be anything from 3-4 days, if he moves it immediately, to any length of time if he decides not to move it. That's his problem, not yours. He has your money in his paypal account.

Of course, he can refuse to sell to you and take a neg for his trouble, or you could pay him cash and take it away with you on the day.

To repeat though, and though I'm sure you aren't a scammer,, he's leaving himself open to a chargeback if he lets you collect after paying by paypal.

Bingo - someone understands where I am coming from. I am aware of the scamming business as I had it done to me but not like this (sent a item not by recorded post to the USA) some people are like that as some of the posters here have found out, but there are other who don't do things like that (too honest!)

I have asked the question on what he meant by clearing (did he mean by clearing into his bank account or via cleared into his paypal account - which I know is a instant) so waiting for his reply. If its via bank, then it leaves me open to a scam.

I don't have a problem of doing it this way as its what is best for me at the moment, however to get out of the problem and if its going to be a cash deal only - then I will have to resort to a cash withdraw from the Credit Card and doing a instant balance transfer for the amount taken out + the cash withdrawn fee!

Thinks...

Marty_J

baffcat wrote: »

I can understand why you want to use paypal with your credit card but I can't understand why your seller would let you do that and then collect. He'd lose all protection. That's his choice though, I suppose. I'd never let anyone collect if they were paying by paypal. I'd send via an online trackable means of despatch, to be covered. But if he's willing to, good for you.

To repeat though, and though I'm sure you aren't a scammer,, he's leaving himself open to a chargeback if he lets you collect after paying by paypal.

That's PayPal!

By making the buyer king, sellers now have to be extra careful, which can result in a worse experience for the buyer.

ArmitageShanks

We never accept paypal for collection, under any circumstances.

Simple solution.......cash

Marty_J

ArmitageShanks wrote: »

We never accept paypal for collection, under any circumstances.

Simple solution.......cash

Can you stop people who are going to collect from paying with PayPal though?