cashback in stores with credit card? can you?

moneypooh

If you are paying for items and a store offers cashback (like Tesco and groceries) does the CC card company see this as purchases or a cash advance?? eg: I buy £30 worth of groceries at Tesco and they offer me cashback - is this seen as a grocery purchase as it's one transaction??
I could be completely wrong as I've only ever used a debit card and not even sure if they offer it for credit cards, does anyone know??

thanks

NickX

I don't believe that you can get supermarket cashback from Credit Cards, only Debit Cards.

It may be possible that you could get away with it if the cashier was a bit dosey, and I suspect that it would be treated as a normal puchase. Never done it myself though.

moneypooh

No never done it - just wondered if it was possible?

M_Thomson

NickX wrote: »

I don't believe that you can get supermarket cashback from Credit Cards, only Debit Cards.

It may be possible that you could get away with it if the cashier was a bit dosey, and I suspect that it would be treated as a normal puchase. Never done it myself though.

No it is not possible. Tills would not allow a cashier to do that. The banks would also not allow it, as it means they would lose out on their lucrative cash advance fees.

dzug1

M_Thomson wrote: »

No it is not possible. Tills would not allow a cashier to do that. The banks would also not allow it, as it means they would lose out on their lucrative cash advance fees.

Well it IS possible where the till and card terminal are not interlinked, maybe in a small retailer. (I've seen it done). It would be a purchase.

But not where the process is fully automated as in the major supermarkets, etc.