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Yet another potential breakup thread

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Comments

  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Maybe you’ll just have to accept that as a single person you can’t afford to buy somewhere and you’ll have to rent.

    Arguably, with the way interest rates and house prices are going, that’s not such a bad position to be in
  • Rosie1970
    Rosie1970 Posts: 13 Forumite
    If I could find a place that allowed me to rent with 5 dogs the best rent I could find round here was £600+ pcm a flat with no garden
  • CB1979_2
    CB1979_2 Posts: 1,335 Forumite
    well time to get rid of the dogs then either temporarily or permanently.
  • Rosie1970
    Rosie1970 Posts: 13 Forumite
    :( Would you tell someone with kids to get rid of them?? No they are not kids but they are the nearest I have got and very often the only bloody reason i have to get out of bed some days...don't even go there:mad:
  • CB1979_2
    CB1979_2 Posts: 1,335 Forumite
    not saying not to love dogs, but if you had kids you could get a home probably quite easily.

    however asking a landlord to take on a new tenant with 5 dogs, is going to be very hard as you've mentioned.

    you say you want out, can't afford to buy and have to rent, yet the only thing stopping you from being able to rent somewhere are 5 animals.
  • johnllew
    johnllew Posts: 1,928 Forumite
    vaio wrote: »
    TBH it doesn’t look that bad, you can afford to take over the mortgage by yourself, the only problem is paying him the 10 or 20k for his share and in a falling market that share is getting smaller every day, sit tight for another year and he’ll probably have to pay you to take it off him
    That's probably not a bad idea. If you can sit it out without precipitating a split for as long as possible, circumstances may well move in your favour. In the meantime, try putting some money aside for any eventual split, get your credit record as clean as possible and leave it to him to force things. That way you should have the upper hand and may well be able to negotiate a favourable deal.

    If the split does happen, replacing furniture shouldn't be a problem in the short term. You should be able to get everything you need to keep you going from your local Freecycle.
  • Rosie1970
    Rosie1970 Posts: 13 Forumite
    Thanks Johnllew.
    I am now putting together a plan to get myself sorted out, the first thing is to try and do something about my credit score, I need to start putting money aside too and also get familiar with what to do when it all goes wrong. This time hopefully I will be ready and much better able to cope with it all.
    Thanks to all for the advice.

    Rosie
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