help with changing ISA

diane118

HI please could some one help me i have some money in ING DIRECT ISA and i want to open a Barclay ISA i bank with them but it says on there web site for the ISA that you cannot transfer money from another ISA how do i move it to get a better rate as ING DIRECTS 6 month rate is up for me next month thanks.

JEFFWT

Hi Dianne - As you've seen some companies don't allow transfers in, others however do.
I find moneysupermarket.com a good place for comparing ISAs as the compsarison table shows you if you can transfer in or not.

HTH,

Jeff

ManAtHome

Icesave (online) and Kent Reliance (postal) are both pretty good for transfers in without having to put this years money with them.

Sebby*

Yep, Icesave allow transfers in and the rate is pretty good at 6.1%.

isofa

Best rated cash ISAs accepting transfers in, listed here at Moneyfacts. Top is 6.25% from Ruffler.

oldandgrumpy

I have transferred several ISA's in the last few months, all to Artemis High Income which is currently paying 7.65% pa, paid quarterly. You just tell Artemis and they do all the work.:j
Their commission rates are quite high at 5.25% but get a good IFA and he can haggle them down quite a bit. Also Trustnet and Sharecom can do it all for you for 0.5% commission, but will take a cut of the annual interest, I think.

debbie42

oldandgrumpy wrote: »

I have transferred several ISA's in the last few months, all to Artemis High Income which is currently paying 7.65% pa, paid quarterly.

This is a Unit Trust though, so is a S&S ISA, not a cash ISA which is what the rest of the thread is about.

oldandgrumpy

debbie42 wrote: »

This is a Unit Trust though, so is a S&S ISA, not a cash ISA which is what the rest of the thread is about.

So was my Abbey ISA, which was transferred in June. But I don't know if the original enquirer was specifically asking about transferring into a cash ISA.