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Should I apply for a Capital One Card now ?

Hi,
I applied for a Vanquis Card last month and was accepted with a £250 limit, Should I apply for a CAP 1? as I do not plan on paying INT as I will pay of in full each month.

Would I stand a better chance being accepted now for a CAP 1 as I have been accepted for a Vanquis Card ?, as I am sure I applied for a CAP 1 some time ago and was rejected and was told to reapply in six months.

Thanks.

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    Do you need the extra credit that CapOne may give you? As you have only had Vanquis for a month I would hold back and see how you use this card for, say, 6 months. That way you can see what your spending and repayment habits are like and you will have 6 nice green zeroes on your credit file.
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