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Guess whose back!? The Return Diary

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Yay well done to you!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    im quite sadly impressed with myself for managing it.....
    Got money for my birthday to go toward lessons so I will use that to pay toward an intensive set of lessons.

    Car and insurance etc comes as part of my package with my job so the sooner I can get started with that, the better.....
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    you should be very proud! how are the lessons going?
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    havent had one yet LOL
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    lol! oh well at least you got one part over with
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good afternoon all!

    Today Im doing our asda order online and hopefully not going to go into any supermarkets for the next week plus!!!!
    We're dreadful when it comes to going to asda so need to avoid it at all costs.

    I've been through our freezer and we currently have:
    2 x salmon fillets
    1x large chicken pie
    8 x cod fish cakes
    2 x small salmon en croute
    1x fish pie
    1 x 500g oven chips
    1 x bag of frozen sausages
    1 x packet beef rump steak
    1/2 pack of frozen roast parsnips
    1 x bag of broccoli florets
    1 x 500g mince
    2 x chicken and veg pies (small)

    Cupboard wise I've got jars of curry sauce, some casserole packet mixes, tins of sweetcorn etc
    So really I should only need to buy items for lunch and vegs....

    Im going to aim for a £25 spend I think....
    And then I need to put together a meal plan and stick it to the fridge so DH can get started if Im stuck late at work!

    HAHAHAHAHAHAHAHHAHAHA....... will eat my own hat if that actually happens....
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    bl&&dy £25 minimum spend exc delivery.... b*ggers
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £28.29 in the end with delivery costs....

    bit annoying but the actual shopping I got in for £25.01 so really I managed it!

    Also got my meal plan ready for the week as well, and got lunch stuff for DH and myself in that as well.
    Freezer will be empty in 10 days, but thats not necessarily a bad thing!
    Wealth is not measured by currency
  • bella2121
    bella2121 Posts: 1,558 Forumite
    hey everyone!! congrats with the driving cafc!!!!!!!!!!!!

    i had the most amazin time just wish OH could have been there LO had a fab time! I think it did me and OH good to as it made us appreciate each other we really missed each other awwwwwwwwwwwwwwww!!

    hope everyones well :) xx
    ***** on the road to debt freedom *****

    Baby girl due September 2013
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on passing the theory test - and good luck with the lessons! Free car and insurance hey - can't be bad!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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