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Bancruptcy worries

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Comments

  • dalip
    dalip Posts: 7,045 Forumite
    It was the best/easiest thing i ever did as far as worrying over debt,trying to pay the min payments,phone calls,dreading the post. From a personal level it was the hardest thing i ever did. It has taken me 7 mths to come to terms with what i did and even now i am still deeply ashamed of getting myself into a situation that only bc got me out of. For some people the emoional side is easier, just depends on the person,their take on life,upbringing ect.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Mrs_Bones
    Mrs_Bones Posts: 15,524 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    Mrs Bones, sorry to be the harbinger of bad news but Lloydds WILL close the account. Unfortunatly the drones in the call centres don't understand about BR unfortunatly. It will be higher up the line that will close it.

    Hi tiger
    Yes I agree I fully expected them to close the account but it wasn't the call centre I rang but my local branch and spoke to the manager there, so I am kind of hopeing he knows what he's talking about :confused: but I will pop into the branch tomorrow to see them in person to double check :rotfl:

    Either way I'm not to bother because I opened another account, a Co-op one, over the phone. The only thing Lloyds TSB would be usefull for is ordering online from tesco's when i'm not well enought to go out and because it's local, putting in cheques I get etc. but if I can't it's not the end of the world :D
    [FONT=&quot]“I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” ~ Maya Angelou[/FONT][FONT=&quot][/FONT]
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mrs_Bones wrote: »
    Hi tiger
    Yes I agree I fully expected them to close the account but it wasn't the call centre I rang but my local branch and spoke to the manager there, so I am kind of hopeing he knows what he's talking about :confused: but I will pop into the branch tomorrow to see them in person to double check :rotfl:

    Either way I'm not to bother because I opened another account, a Co-op one, over the phone. The only thing Lloyds TSB would be usefull for is ordering online from tesco's when i'm not well enought to go out and because it's local, putting in cheques I get etc. but if I can't it's not the end of the world :D

    Sorry but if I had a pound for every time I had heard that I would be rich. The manager can't tell you they will keep the account open. It will be frozen as they are not BR friendly.

    If you want to shop at Tesco get yourself a pre-paid credit card :D
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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