Question re credit file

grumpy_grizzly_2

I got hold of my Equifax credit file (using the free method) a couple of months ago. I cancelled it in plenty of time.

I'm now applying for a job where I'd need considerable criminal/financial vetting. I'd like to check everything is okay first - can I just apply for the file the same way as before and cancel again, or will they charge me because it's so soon? Should I apply via a different agency?

Also, how long does it take to get a file updated? The last time the file was out of date and I did request it be updated and got emails to that effect.

Thanks

Moggles_2

You won't qualify for another free trial from Equifax but there's nothing to prevent you applying to Experian. (For help, see the *How to obtain credit reports* sticky above)

System

Plus Experian is the most widely used agency so you will get a fuller picture.

When you exhaust your free trials you can get postal reports for 2 quid.

Regards
UNDERGROUND

grumpy_grizzly_2

I ordered a report from Experian back at the start of 2006 using their free trial, would I be able to get another one or should I just stump up the £2 and wait for it to arrive in the post?

Moggles_2

grumpy_grizzly wrote: »

I ordered a report from Experian back at the start of 2006 using their free trial. Would I be able to get another one or should I just stump up the £2 and wait for it to arrive in the post?

No. You won't qualify for another free trial, but you can order online and your reports arrive by post within 4-6 days.