Help please.. in getting holiday car insurance when there already.

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Hi there

I'm currently on holiday in the US (Minnesota) and have decided that I would like to hire a car. I hadn't planned on doing this at first so I haven't organised any cover. Do the car rental companies offer this insurance as well as rental (not too cheap if they do, i'm sure) or can I obtain it another way? :confused:

If anybody has any advice on the best way to get covered I would be very appreciative.

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