Pruhealth scrapping its free/discounted gym loophole in November. Discussion

SmileY_4

sounds like a right royal bloody mess!!!

hopefully bargain can get some reply ... im not holding my breath though!

Bargain_Rzl

I'll post the reply if and when I get it... as it's Friday afternoon I wouldn't think I'd hear until at least Monday (plus it was my work email I gave as the return address).

(Having revisited my stats I don't think I'll need to pay for anything to make it to Platinum regardless of whether I'm about to hit my limit for Exercise. I haven't done a nutritional plan yet, which would be 50 points in the Nutrition category, so I'd just have to hope that my fitness assessment next week tells me my blood pressure hasn't gone up, which would give me another 50 points in Screening and would make up my very small shortfall...)

camaj

I'm not sure why there's confusion, the website is pretty clear.
There's a 1500 point cap on exercise category events, IIRC that includes fitness assessments
There is 150 monthly cap on gym visits.
You can't claim points for gym and fitbug on the same day. If you've reached your monthly gym cap then you'll automatically get points from fitbug, otherwise you'll get points from the gym
I'm not sure what happens if you go to the gym and do a sporting event on the same day. I can't see why you wouldn't get both.

It's a shame more people didn't sign up via boots, you get a free basic screen and eye test (25 points every other year). Some of the screening things are good unless your a male between 12 and 34. If you're not with boots, and have gold status you can get the screen for £15 (£10 cheaper than boots) in London, Cambridge or Reading from The Diagnostic Clinic (see here)

Now if the website is wrong, I don't know. I'm not sure the pru-health CS reps are 100% sure on how things work, some seem to be confused. It would be great if someone could check their statement and see what points they've received from exercise category's in months where they've been to the gym 15 times.

The other thing I'm not yet clear on is whether they're going to reflect a change in vitality status in the following months premium, i.e if you reach gold in February will you have to wait until May to get the discount or will it start on the next months bill?

Bargain_Rzl

camaj wrote: »

I'm not sure why there's confusion, the website is pretty clear.

...

Now if the website is wrong, I don't know. I'm not sure the pru-health CS reps are 100% sure on how things work, some seem to be confused.

You've answered your own question there.

If, when seeking clarification on the seemingly relatively straightforward info on the website, so many of us hadn't been given completely contradictory information by members of the call centre staff, there wouldn't be any confusion and we'd all be assuming the website was right...

Bargain_Rzl

camaj wrote: »

The other thing I'm not yet clear on is whether they're going to reflect a change in vitality status in the following months premium, i.e if you reach gold in February will you have to wait until May to get the discount or will it start on the next months bill?

I'm not sure why there would be a three month timelag - as far as I can see, removing the quarterly targets for gym visits means they don't have to calculate anything on a quarterly basis any more...

camaj

Bargain_Rzl wrote: »

You've answered your own question there.

In that case I would say that the website overrides what you're told by them. I imagine they make sure everything on there is triple checked.You would think so anyway!

lindsaygalaxy

Me & OH have both joined, but if we change it to joint membership, would we have better chance of reaching Plantinum level?

camaj

lindsaygalaxy wrote: »

Me & OH have both joined, but if we change it to joint membership, would we have better chance of reaching Plantinum level?

Yes. Joint members only have to get to 3000 points. For two separate people to get platinum would be 4000 points (2000 per person). You might get cheaper premiums on the joint plan, I haven't looked into that.

Redfearn

What exactly are the rules on canceling both the gym membership and the health insurance?

By my calculations I will not be platinum by November (I joined in May) and need to consider my options.

Thanks in advance!

alitarbegshe

I have just joined a little while ago and for one, am not that distraught by the changes.

By the time my 1st months gym membership will be taken out on the 1st of August, I will comfortably be on silver status, with gold membership by November and Platinum by the end of the year.

I've done all the calculations and will be stung with a 28 pound excess over what would normally be the case if I was a platinum status before the change.

Also, taking into account the 100% platinum no claims discount, works out half the price of joining a gym through the door over 2 years. With health insurance to boot. Call that a result in anyone's book.

PruHealth are here to provide health insurance and not cheap gym membership. We all knew this offer was too good to last.

Even for the people who have seen theeir gym membership go from 0 to 8 pounds. How can you verociously argue when you would compare that to what you'd pay for the gym membership if you had joined straight up.

Taking into account the eurostar promotion that will kick in, the I will actually be better off!

But I am an exception rather then the norm, being an athlete, with freinds living in brussells.