Pruhealth scrapping its free/discounted gym loophole in November. Discussion

Gambit

As I said, I think this is very unfair for new members like you! Surely PruHealth had an idea they would be doing this before now and should have warned you!

Good luck to you both!!!!

bachgammon

Thanks Gambit. I think I joined less than 30 days ago so I may be able to cancel. But that means missing out on my web cashback (a cool £85). And I paid £50 to use the gym this month. I hope that PruHealth can justify telling me when I joined that I could make Platinum by November. It seems unlikely though.

camaj

Bargain_Rzl wrote: »

Doesn't work like that - the sum total of points you can get in the above 2 categories is 10 points per person per day, capped at 150 per person per month.

I've seen that they're going to cap gym visits to 15/month from November 1st but I've never seen anything that mentions a 150 point limit on the exercise category per month. The only limit I can discern currently is the 1500 point annual limit on the exercise category and a 10point daily limit.

Can you please provide a source for the 150 points per month limit for the current system? I confess I don't think I've been to the gym more than 10 times in a single month. If they limit you to 150 points per month then I'd have next to no chance at getting platinum before november 1st

Surely it's the other way around?

I'm not sure that it is.

I imagine that most people were trying to get 2000 vitality points. If you're willing to go to the gym twice a week to save £40 then you'd probably go three times a week to save another £15 to £30, so those people are still going to be going for the 2000 points.

Yes, there are other ways of getting to the 2000 but going to the gym is by far the easiest way of doing it for a lot of people and now everyone is going to be more concerned about getting to platinum and therefore going to be making more gym visits.

For those who weren't previously concerned about reaching platinum, this change is probably a good thing, they'll end up saving more money (if they live outside london) and will possibly be fitter too.

m277

camaj wrote: »

Can you please provide a source for the 150 points per month limit for the current system? I confess I don't think I've been to the gym more than 10 times in a single month. If they limit you to 150 points per month then I'd have next to no chance at getting platinum before november 1st

https://insurance.pruhealth.co.uk/uk/prudential/download/acrobat/Vitality_table.pdf

Have a scan down the "Max Activity Frequency" column

Bargain_Rzl

m277 wrote: »

https://insurance.pruhealth.co.uk/uk/prudential/download/acrobat/Vitality_table.pdf

Have a scan down the "Max Activity Frequency" column

I think you have to be logged in to your Pruhealth online account for the above link to work.

Gambit

m277 wrote: »

https://insurance.pruhealth.co.uk/uk/prudential/download/acrobat/Vitality_table.pdf
Have a scan down the "Max Activity Frequency" column

But you can earn 10 points a day (on the days you dont go gym) using the fitbug if you walk more than 12,500 steps a day. That's what I'm planning to do as there is no monthly limit on the fitbug and I wont reach the annual limit before the end of the year.

Bargain_Rzl

MIght be worth checking with PruHealth that the monthly gym points limits aren't applicable to Fitbug points (given that all the other limits are the same or combined for gym+Fitbug). Wouldn't want you to put all that effort into your Fitbug idea and then find you stop being able to get points from it after a while...

Gambit

Bargain_Rzl wrote: »

MIght be worth checking with PruHealth that the monthly gym points limits aren't applicable to Fitbug points (given that all the other limits are the same or combined for gym+Fitbug). Wouldn't want you to put all that effort into your Fitbug idea and then find you stop being able to get points from it after a while...

Yep, I just called before posting as wanted to check that. Was told that there were no monthly limits on fitbug and that I could get points for fitbug on the days that I dont go gym as long as I dont hit the yearly limit... which I wont!

Bargain_Rzl

Oh, good - that's bound to be really useful to some people who would otherwise struggle to hit Platinum I've never exceeded 150 points a month on gym + Fitbug combined (partly because the days I score well on the bug currently tend to be the same days I'm at the gym, so they only count once for points) so have never been sure what would happen if you exceeded 150 on Fitbug alone...

JonnyC_2

Can someone clarify whether your Vitality status is retained after renewing policy？Upon renewing; your points accumulated over the first year are reset but do you keep your Vitality status? My first year policy is due for renewal in 2 weeks and will be on Gold status. Hoping I won't have to build up my status from scratch before Nov 1st!