Pruhealth scrapping its free/discounted gym loophole in November. Discussion

alitarbegshe

One more lot of £25 on 1st oct, then £0 on 1st nov, then £14 on 1/12 and 1/1.

Is possible to change local club if moving, dunno how many times allowed.

I'd query the 1st payment of £20.13. Should be lower since you are only paying for part of month.

Yeah, suspending payment and joining uni gym will be cheaper. But then you would have useless insurace (for you anyway) so better to cancel. Have to weigh up facilities and decide.

aliharris

alitarbegshe,

for the record, I agree with what you've said in your previous posts, the scheme was 'too good to be true' and I would not be b*tching if it was an extra £8 i'd have to pay, like some people are! As long as it averages at under £40/month for the year overall, i'm happy. I think my cannons is £70/month otherwise(!)

Cheers for all your words of wisdom :-) If and when I get a reply, I'll post it on here in the hope it can help others - I just got an email from someone at pru saying they are researching what i've asked for me, and should be in contact again soon, so sounds promising!

Ali

Bargain_Rzl

aliharris wrote: »

Hey, thanks for your reply _party_

How do you suggest I get to gold by Nov? This is where I am so far..

Activity Total points to date.
[SIZE=+0]Created a healthy meal plan 50[/SIZE]
[SIZE=+0]Confirmed that I’ve never smoked 150[/SIZE]
[SIZE=+0]Worked out 110 (40 owed)[/SIZE]
[SIZE=+0]First fitness assessment 300[/SIZE]
[SIZE=+0]Self help articles 30 [/SIZE]
[SIZE=+0]Personal health review 100[/SIZE]
[SIZE=+0]Activated online. 50[/SIZE]
[SIZE=+0]TOTAL: 790 (830)[/SIZE]

You don't seem to have done the stress questionnaire yet (50 points)

alitarbegshe

aliharris wrote: »

alitarbegshe,

for the record, I agree with what you've said in your previous posts, the scheme was 'too good to be true' and I would not be b*tching if it was an extra £8 i'd have to pay, like some people are! As long as it averages at under £40/month for the year overall, i'm happy. I think my cannons is £70/month otherwise(!)

Cheers for all your words of wisdom :-) If and when I get a reply, I'll post it on here in the hope it can help others - I just got an email from someone at pru saying they are researching what i've asked for me, and should be in contact again soon, so sounds promising!

Ali

I've done the sums, and over a year, your 1st year its £30.80, and in second its £2. So over 2 years it's about £16 !!

aliharris

Thanks for that, I think i'm just going to carry on, the next few months will be expensive but its a means to an end I guess! The fact is I'm not going to reach platinum in time, but I assume as soon as I do, the gym cost will fall to £8?

Thanks again

aliharris

Bargain, you're right - I've just set it up :-) Hope they have a module on 'Stress caused by Pruhealth changes' - experiencing a lot of that at the moment :-P

Thanks!

Ali

alitarbegshe

aliharris wrote: »

Thanks for that, I think i'm just going to carry on, the next few months will be expensive but its a means to an end I guess! The fact is I'm not going to reach platinum in time, but I assume as soon as I do, the gym cost will fall to £8?

Thanks again

Yes and no. When you move to plymouth and during your time there, it will be free (thats how I've done the sums), being out of M25 circle. It's only during your time in London that the payments would be £8. Now if your wanting multi-club membership, which pruhealth may suggest if you tell them your a student and flicking between the 2 places. It's £20.

But yeah, once you hit platinum, you stay at that level for the rest of that policy year and the next.

whowants2brich

I'm just coming up to the end of my second year of Pru Health membership, has been great for me. Initially signed up to get 6 months free gym membership instead of any cashback, but that was a great way to get to silver/gold status in the 6 months, I think I was on platinum after 8 months of membership, without really trying too hard.

The following things will help over the next 3 months (ie until end of October):

- 30 points x 3 months = 90 points for reading self-help stuff online, even if you don't actually need to read them, you'll still get the points

- when you're at gold/silver status, have the cheapest health scan, and get 200 points, that will speed things up. the money you spend on the health scan will push you up a level and save some money on the gym membership one or two months early.

- gym visits: 3 a week, 13 weeks = 39 visits, 390 points

I just worked out for my partner to join asap, if she can get to silver status before the end of October, gold status within 3 months, and platinum within 3 months, she'd have the last 3 months of the year's gym membership for free...

£25 activation fee
3 months at £25 (before they change the pricing)
3 months at £30 (silver status LA fitness outside of London)
3 months at £14 (gold status LA fitness)
3 months at £0 (platinum status at LA fitness)

Following year: max £5 per month for health insurance policy, and £0 for gym membership...

I remember reading that people must never calculate this Pru Health deal on the basis of the first year - which will always work out expensive. Think always of the second year, which will cost virtually nothing - assuming that there is no claim on the policy - and that's when the savings kick in!

hasil

Hey

I started in april-may time. I have 400 points. Just doen first fitness assessment yesterday. Do i have to wait six montsh to do the second one or can i do it in october when my six months with pru/virgin complete.

Secondly, is there any way i can reach platinum by novermber (cant get the numbers straight), and if there are any health screens that i can pay for (if they are coniderably cheap) given that i get 200-400 points.

Any help much appreciated.

Thanks

Bargain_Rzl

Hi hasil,

The fitness assessments must be at least 6 months apart within any policy year. So if your policy started in April and you had a FA in April, you could have another in October, but as you waited until yesterday for your first one you won't be able to do another until on or after 3rd February.

I checked this very question with PruHealth a couple of days ago so what I've said should be correct.

The prices for health screenings depend on your Vitality status (I'm guessing you're probably Silver at the moment?) and can be found on the PruHealth website under Our Vitality Partners. You will probably find that anything other than the Basic screens (for 200 points) are pretty expensive unless you are on Platinum.

Hope this helps...