Some thing about Changing Name?

CIS

until you've buit up a record of lending and paying back, you effectively have no record.You would be rated as poor, as would a new name without any history.

gizmoleeds

trafalgar wrote:

I'm a little lost ,can anyone tell me if it's possible to have poor credit history but not owe anything

If you had borrowed money but only reluctantly paid it back late, then you would have a bad credit rating.

HGLTsuperstar

softmind82 wrote:

i jus want to put this stamp off from my previous name and i havnt done any thing big or any thing illegal

Yes you have, you are fraudulently deceiving!

black-saturn

I think you can. I still have a poor credit history but I paid all my debts off a year ago. I don't know how long it lasts.

Becles

Things drop off your credit file when they are 6 years old. In 5 years time (must stay good!) you should be clean again.

My hubby has just completed his 6 years and has recently managed to apply for a normal credit card and contract phone with no problems.