We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Building a Small Wall

Hi,

hoping for a little advice please.

On Friday night, some **** drunk driver crashed his car into our garden, then ran off.

No-one was hurt, but he has knocked down our front garden wall.

I am (probably) going to claim on the insurance, but I am going to look at the figures first - we have an excess and a no-claims-discount - so it might be worth us just paying for it.

What I am not sure of is roughly how much it will cost to have the wall rebuilt. Its roughly 10' long, and 3' high, and made of brick. The foundations are still fine.

Has anyone got any rough ideas of cost please? Am I talking £200, £1000 or what? I live in Essex, if that helps.

Sorry about being so ignorant - I've never claimed on the insurance in 25 years!

Cheers,
karen

Comments

  • Alias_Omega
    Alias_Omega Posts: 7,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    take a picture, post it up here..
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    might be cheaper just knocking the rest down and erecting a small
    wooden decorative fence !!!
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • lawrenson
    lawrenson Posts: 241 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi,

    thanks for the replies.

    Unfortunately, as our whole garden is on a slope, we actually NEED the wall to stop the garden going downhill! :D

    Pics here: http://www.flickr.com/photos/malcolmlawrenson/

    We've been here 15 years, and its the first time the wall has been hit. The car also hit (and broke in 2 pieces) an electricity pole (taking out the power for the entire street), and other garden wall, and a parked car, before ending up in our garden. Not an evening he will forget in a hurry.

    Cheers,
    Karen
  • BobProperty
    BobProperty Posts: 3,245 Forumite
    1,000 Posts Combo Breaker
    Given that the car was "left behind" surely you can contact the owner and their insurer. I would suspect that the electric company will be doing that to stick him with a bill for repairing the power cable. Presumably the police are also taking an interest in this?
    A house isn't a home without a cat.
    Those are my principles. If you don't like them, I have others.
    I have writer's block - I can't begin to tell you about it.
    You told me again you preferred handsome men but for me you would make an exception.
    It's a recession when your neighbour loses his job; it's a depression when you lose yours.
  • lawrenson
    lawrenson Posts: 241 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi,

    I believe someone has been arrested. The car was NOT reported stolen. The police wouldn't tell me any more than that - tho I do have an Incident Number.

    Would "my" insurance company claim from him then?

    Cheers,
    Karen
  • BobProperty
    BobProperty Posts: 3,245 Forumite
    1,000 Posts Combo Breaker
    Him or his insurance company, that's what 3rd party insurance is for. Only problem would be if he was not insured. I would have thought that the police could tell you his insurer as you are a party suffering damage caused in the incident.
    A house isn't a home without a cat.
    Those are my principles. If you don't like them, I have others.
    I have writer's block - I can't begin to tell you about it.
    You told me again you preferred handsome men but for me you would make an exception.
    It's a recession when your neighbour loses his job; it's a depression when you lose yours.
  • sjc_2
    sjc_2 Posts: 685 Forumite
    Could do it yourself as the foundations are still in place. Looks easy on the TV
    https://www.brickytool.com
    Cheers
    Steve
  • evilgoose
    evilgoose Posts: 532 Forumite
    If the car isnt stolen and is insured then I would suspect that your insurance firm would chase the car owner for the monies and it shouldnt effect your insurance no claims.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.