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Losing our home

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Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just a quick thought but isn't CT a joint debt? So if Mr Desperate is BR then the debt would fall to Mrs Desperate.

    Can I just say what a star Rog is.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    There is still one thing that concerns me, irrispective of whether the bankruptcy is 'Scottish' or 'English'. Bankruptcy is designed to draw a line under debt, once and for all. Why, then, can HMRC still be 'calculating' a final figure - they must have had a figure in order to petition for your husband's bankruptcy and can, surely, only change that if further HMRC debts come to light after the bankruptcy was declared? :confused:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • reallydesperatehousewife
    reallydesperatehousewife Posts: 10 Forumite
    Thanks tigerfeet, good point, I'm just itching for Monday morning to come round, so I can get going on all of this
  • addicted_to_plastic
    addicted_to_plastic Posts: 43 Forumite
    reallydesperatehousewife
    You right,sorry i don't really know anything pre april 08
    Things have changed so much with regulations in scotland since April
    Hopefully someone else with more experience will read your thread soon.
    Good Luck
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