Cards in USA

judesheff

Hi
Does anyone know what the rates for using a Marks & Spencer master card to get cash is the USA is?
I hear that their rates for changing money here is about the best at the moment.
Judesheff

KTF

Assuming you mean their Mastercard I would imagine they apply a loading for overseas transactions as per almost any other provider (except the usual suspects of Nationwide, Post Office, Saga, etc.).

For the recommended cards to take overseas have a look here:

http://www.moneysavingexpert.com/travel/cheap-travel-money#topcards

agsnu

Their rates for changing money, as in ordering foreign currency before you leave, are pretty good (they will put it through as a purchase rather than a cash advance transaction).

For the rest, see http://www6.marksandspencer.com/pdf/CCSummaryBox.pdf

dzug1

judesheff wrote: »

Hi
Does anyone know what the rates for using a Marks & Spencer master card to get cash is the USA is?
I hear that their rates for changing money here is about the best at the moment.
Judesheff

The same as any other Mastercard. Mastercard set them, not M&S. As KTF says, they will then apply a loading just like nearly every other Mastercard provider, the Post Office being the only one I can think of offhand that doesn't.

Not a good idea to get cash with a credit card though. There will be a cash advance fee plus interest as well as the loading