Way around barclaycards 2% fee?

alirob12

Hi i am an existing customer of barclaycard, and been offered 6,9% for life of balance or 3months 0%, but for the 0% offer there is a BT 2% fee, does anyone know how to work around it, is it possible and how can existing customers get better offers than 3! months 0%? If i closed the account and reaplied for the platinum CC is there a chance I d get one? thanks for all advices!

dc

There is nothing to stop you applying for a second Barclaycard, especially if you have been a good customer.

A third is slightly more difficult, but not impossible.

Try the in-bank 10m/0% in Martins article.

or here http://forums.moneysavingexpert.com/showthread.html?t=95994

Milarky

AFAIAA, all second Barclaycards are 'Mastercard' [and first cards are Visa] and these 0% deals only apply to Visa cards. Mastercards do come with something like 6.9% life of balance, but I think, unlike Visas, you can't apply for these online [I've tried it, and have been rejected with the message: "It appears you already have a Barclaycard..."]

[Anyone know a bit more about getting a second Barcalycard, and the benefits on them?]

Thanks

Rafter

I think it is Visa and Mastercard rules that you can't hold more than one of their cards with the same bank.

I think you can hold a visa barclaycard and a mastercard one and get offers on both, although you can't do transfers between them.

I think after closing your account there is a 6 month cooling off period before you can apply again at Barclaycard.

R

bob_builder_2

Rafter wrote:

I think it is Visa and Mastercard rules that you can't hold more than one of their cards with the same bank.

That cannot be true, I have two Visa cards with Halifax (and a Mastercard) and two Mastercards with RBS!

phbaker

Below I have copied a posting on the Barclaycard website stating existing customers can get 6.9% for the life of the balance with NO transfer fee till the end of this month. get it while you can.

"
If you want to take advantage of our terrific 6.9% pa interest balance transfer offer, why not transfer outstanding credit or store card balances to Barclaycard.

You´ll benefit from this great rate on the amount you transfer until you´ve paid it off in full - and there´s no handling fee. You can transfer any amount providing that the total does not exceed the lower of £5,000 or 90% of your credit limit. Offer closes 31st October 2005.
"

phbaker

Oh and to add the the discussion above, I have both barclaycards and have used their 2.9% for life of balance deal (offered earlier last year) on both. the only restriction was that i could only transfer up to 95% of my limit and my second card (mastercard) had a lower limit than the visa.