Calling all you night owls part 2

Herewegoagain

marksandsparksgal wrote: »

HWGA.

WOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!

Someone help me. I've got an 8k student loan. And about 30k ish in savings. I know the argument is don't pay it off until you have to, but I kinda like the idea of being debt free. What would you guys do? I'm thinking if I get made permanent, I might pay it off then, and start topping up savings with wages again. Hmmm. Any suggestions?

Don't know much about student loans, but OH has been having £45.00 taken out of wages, they decide how much not him, and in a year he's only paid about £35.00 off so I think he should get it paid off as soon as he can afford it, if yours is still 0% leave it but as soon as it's not pay it I would

poorandindenial

marksandsparksgal wrote: »

HWGA.

WOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!

Someone help me. I've got an 8k student loan. And about 30k ish in savings. I know the argument is don't pay it off until you have to, but I kinda like the idea of being debt free. What would you guys do? I'm thinking if I get made permanent, I might pay it off then, and start topping up savings with wages again. Hmmm. Any suggestions?

I would probably just pay it off personally, I know all the arguments for making money on it but if it is annoying you then sod it.

PS well done on the savings!!

Herewegoagain

piglet29 wrote: »

Ha ha wol, you read my mind !!!!;)

I can only press the thankyou button once so:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :A

ikkle87

Am just gonna go watch a film will maybe be back later if not catch you tomorrow

luffs ya x

piglet29

Glad you liked them herewego, once you start watching them you cant stop:rotfl::rotfl::rotfl:

piglet29

ikkle87 wrote: »

Am just gonna go watch a film will maybe be back later if not catch you tomorrow

luffs ya x

Night night ikkle lovely, see you tomorrow night hunnie xxxxxxxxx;)

marksandsparksgal

poorandindenial wrote: »

I would probably just pay it off personally, I know all the arguments for making money on it but if it is annoying you then sod it.

PS well done on the savings!!

Thank you, but only 5k of it is me, the rest I was lucky enough to inherit.

Also, for HWGA:

Off to bed for me now, gotta be up about 7.30ish, and working late tomorrow again.

Nice to chat to you all again!

xxxxxxxxxxxxxxxx

piglet29

marksandsparksgal wrote: »

HWGA.

WOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!

Someone help me. I've got an 8k student loan. And about 30k ish in savings. I know the argument is don't pay it off until you have to, but I kinda like the idea of being debt free. What would you guys do? I'm thinking if I get made permanent, I might pay it off then, and start topping up savings with wages again. Hmmm. Any suggestions?

I think if its bugging you babe, pay it off and then its forgotten eh?:o

Aahh its nice to see Davids cheeky little face back on here

Night night m&s see you soon hun, sleep well xxxxxxx;)

marksandsparksgal

PS HWGA, Sadly student loans are never 0%, they rack up interest from the minute you recieve the money, most people think they're interest free, but it's set at the rate of inflation. All a bit of a con really!

Night xx

marksandsparksgal

piglet29 wrote: »

I think if its bugging you babe, pay it off and then its forgotten eh?:o

Aahh its nice to see Davids cheeky little face back on here

Night night m&s see you soon hun, sleep well xxxxxxx;)

Ah how I miss Dave. He's not bad in Hamlet I hear!



Right, now we've had a bit of timelord yumminess, I really AM off hehe xxx