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Calling all you night owls part 2

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  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    tried checking the T&C and it doesn't mention overpayments at all only early settlement. damm i'm confused I guess i will need to call them on monday and ask.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Mupeteer
    Mupeteer Posts: 955 Forumite
    Part of the Furniture Combo Breaker
    I'm good thanks. How are you tonight HWGA?
    Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on

    :j NOW DEBT FREE!!!! :j
    :oI try to take life one day at a time but sometimes several days attack me at once :o
  • Mupeteer
    Mupeteer Posts: 955 Forumite
    Part of the Furniture Combo Breaker
    What does it say about early settlement, cos maybe you could put money into a high interest account and pay it off early when it comes to it?
    Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on

    :j NOW DEBT FREE!!!! :j
    :oI try to take life one day at a time but sometimes several days attack me at once :o
  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    LilacPixie wrote: »
    tried checking the T&C and it doesn't mention overpayments at all only early settlement. damm i'm confused I guess i will need to call them on monday and ask.
    On my mortgage can overpay or underpay so pay double when I can, my CC and Loan, I saved the money I would have overpaid then cleared the balance when I had enough
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    Mupeteer wrote: »
    I'm good thanks. How are you tonight HWGA?
    bearing up, not been feeling very sociable so been lurking
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    'ello 'ello ello

    whats going on here then ;)
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Mupeteer
    Mupeteer Posts: 955 Forumite
    Part of the Furniture Combo Breaker
    bearing up, not been feeling very sociable so been lurking

    What's up? Do you feel like talking now?
    Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on

    :j NOW DEBT FREE!!!! :j
    :oI try to take life one day at a time but sometimes several days attack me at once :o
  • Mupeteer
    Mupeteer Posts: 955 Forumite
    Part of the Furniture Combo Breaker
    Hey tig, how are you?
    Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on

    :j NOW DEBT FREE!!!! :j
    :oI try to take life one day at a time but sometimes several days attack me at once :o
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Mupeteer wrote: »
    Hey tig, how are you?

    Not too bad thanks M ~ hows you?
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    just seems to be too many demands and not enough time, stop the world I want to get off for a rest, you know, thanks for asking:D
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
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