Please help me - Could just cry!

anewman

lauren_1 wrote: »

You paid how much!!!!

On autotrader Y reg Ford Galaxys currently range from a price of £2,200 to £6,999

piggeh

Sounds like the windscreen wipers are the straw that breaks the camels back. However why get rid of the car after all the work you've had done previously? Although this problem will cost a bit to fix, it may be fine afterwards - certainly if it costs £3k to settle the finance, will you really spend £3k extra on repairs during that time by keeping it?

in51der

tomstickland wrote: »

Regarding the previous post, what's the point in losing £3K and then buying another car with even more depreciaton losses tied in. Even if you spend £2K fixing this one you'll have spent less money.

Dealers purchase warranties like an insurance policy. They're usually pretty cheap, hence why it doesn't cover much.

Can you list the faults here?

The best way forwards is to find a decent independant garage and get honest opinions on any faults.

You make a good point but in my experience once a car starts going wrong on this scale and you lose confidence, it just leads to more upset, anger and bad feeling. You know what? It's better to cut your losses and move on.

tomstickland

Cars are just a pile of bits. One part doesn't know that another part has gone wrong. Each one just has a probability distribution.
For example, after around 90K of hassle free motoring, my fuel pump and alternator failed within 3 days of each other. I just fixed them. I did 1800 miles the following weak without any problems.

albionrovers

Get rid and lease a new car.

No tax. No MOT. Delivered to your house.

New shape Audi A3 - £5,200 for a 2 year deal, £650 deposit.

lincroft1710

I seem to recall the Galaxy was right at bottom of J D Power survey a few years ago. The car is now 7 yrs old and if you keep it another yr trade in would prob be £2K on petrol, £3K on diesel, maybe less. It's worth investigating possible trade in now, in 3 yrs when finance paid off prob only worth £1K, plus what else may go wrong.

Wig

I'm sorry to hear of your problems. And I can't offer much help. You could write to a solicitor asking for an initial advice session on what your options are - should be a free advice session - write everything about the car, price, all the problems, and whether they have been fixed or not. whether it was bought with a loan or HP. Also include in the letter the case name Lutton V Saville Tractors limited (belfast)
I don't think you have much hope as your car is about 8 years old, the car in that case was 3 years old and was rejected after 7 weeks.

I don't know the rules but isn't there something saying you can give the car back to the HP company and walk away, not owing any more money, if you are not out of pocket by a large amount yet (only 5 months of payments) maybe this is worth considering.