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Vanquis Visa Card

HD840
HD840 Posts: 33 Forumite
What is their process for increasing credit limit.
I have had the card since 31st March this year with a limit of £250...do you know if and when I will receive an increase.

Comments

  • yorkie1980
    yorkie1980 Posts: 190 Forumite
    Hi HD840,
    I have had Vanquis since June 07 - here is how it's worked for me.

    Starting Limit, £200
    December 07, increase to £500
    May 08, increase to £1000

    I pay off in full each month and have never missed a payment.
    If you've managed it well, I imagine you'll be in line for an increase September.

    I've never rang and asked for one. I just ring and check my balance frequently (got done by fraud last year), and have been pleasantly surprised each time. You might be able to ring and request, but I honestly don't know.

    They told me they were going to bring out online banking soon, which wil be great!

    Hope that helps,
    yorkie1980
  • HD840
    HD840 Posts: 33 Forumite
    Thanks yorkie...very helpful and informative.
  • yorkie1980
    yorkie1980 Posts: 190 Forumite
    no worries mate, click the Thanks button to say thanks! ;):o;)
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