Saturday 5/07/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today i will:

• Clicks
• Check online banking
• Update spreadsheets
• Storecupboard lunch
• Work on veggie garden
• Make a loaf in breadmaker
• Make a batch of yoghurt
• Monitor spending on my first trip to town shopping for ages:rolleyes:
• Recycle some "stuff" to charity shop
• Shred some paperwork and put in compost bin

have a good weekend everyone, raining here this morning but hopefully will clear up later. Will be having a trip to town later with another dfw for a mooch about, probably won't buy much as we are both tightwads:rotfl: but may run to a coffee, and have a few vouchers to use if I feel the urge to splurge;)
Catch up with everyone later, hi to all the regulars and welcome to any new posters:hello: :hello: :hello:

vyvyan_2

So far I've spent nothing - but it's not even 9 o'clock and I haven't got out of bed yet! My plan is a no-spend day by catching up on the washing and drying it outside and tackling the jungle/garden. Making the most of my day off as I'm back at work tomorrow doing overtime to help the finances.

andan

Morning all, hope everyone is enjoying the start to their weekend. Not going to do many dfw things today as i am going out with a friend at lunch time and we are going to this free event for a few hours and then the cinema.
-I will write letter to go with job application
-Will check over job application and check it is all filled in
-Post off job application form
-Write up mystery shopping report from yesterday
-Check for mystery shops
-Sign up with that mystery shopping company i keep promising to - and signed up to another one too!
-Place a matched bet
-Check online banking
-Sort out stuff for counselling interview on monday
-Do some surveys
-Work through emails


Think thats it for me today, i will add any more if i get chance to do any.
Have a great Saturday

Cassey1, just seen your post from yesterday, i live in Winchester.

juicygirl

I have:

-Made small overpayments to two credit cards ( but won't update sig until they have cleared)
-Done piggyclicks

I will:

- Have a very LSD or maybe even a NSD
- Do all housework/have a big clearout/watch Wimbledon final - anything to keep me away from the shops!!
-See if I can look out some books/Cd's/DVD's to sell on Amazon
-Stay in again tonight
-Spend some time on here looking for moneysaving ideas/inspiration!!

Enjoy the weekend everyone x

cassey1

Hi Everyone,not raining at the moment,but the sky is rather dark.

Today i will/have
-washing on quick wash,drying on line,weather permitting.
-done surveys.
-done keep fit dvd.
-checked on line banking.
-Going to a free event this afternoon,weather permitting.
-lunch from store cupboard.
-do some comps.
-housework before i go out.
-chinsese takeaway tonight,but cheaper than going out.

Have a great weekend everyone.
Sophiesmum enjoy your afternoon shopping.
Andan,small world. I am often in Winchester,i go to the farmers markets and do my car boots there.Enjoy the hat fair.

painted_lady

I will
- finish tidying for friends night in tonight, create some space for everyone!
_save by staying in
- hopefully B& Q still have reduced £4 fenceposts left, if so, I needs 3, cheaper than the £450 I was quoted for replacement fencing, will try repair the existing one myself.
- cook with whats in
- read MSE for inspiration and motivation

OliveOyl_2

Morning (checks clock, phew, it IS still moring) All :hello:
Today I shall/have:

• applied for a credit card that will give me air-miles on all purchases and £30 cashback through Quidco (this'll be the one I'll pay off in full each month, instead of the cash-back one I currently use)
• Investigated a source of much cheaper flights to see OH (Half price :T ), problem will be greater likelehood of being "bumped" each time. So long as I pick the less popular flight times I should be OK.....
• Probably a NSD as I can't be bothered to go out in this rain.
• Chickpeas in soak for tonights supper.
• Need to do a menu plan if I'm to have any chance of losing weight....
• Will start sorting books for Amazon-ing them as I can't get in the garden.

Have a good one everyone.

Rummer

Hello Again!

I am going for a NSD today. It is pouring with rain so going to have a bit of a catch up day so I am planning on the following:

• Clicks
• Putting things on Amazon/Ebay
• Laundry (we have a mountain of it!)
• Paperwork
• Planning free things to do when on holiday
• Re-potting plants in the greenhouse
• Cooking and baking up a storm (lots of reduced foods to use
• Updating my gift lists
• Face my very untidy bedroom

Phew, I feel exhausted already! Good luck with all your personal challenges today:j

piglet6

Today I have (or will have by this evening…!):

• Done piggyclicks and lightspeed checks
• Checked internet banking
• Bought 2 birthday cards (for an 8 year old and a 12 year old) – picked these up in Asda for 97p each, but one went through the till at £1.34 so got a 37p refund from Customer Services and £2 put onto my Christmas card for the mistake. Result: 2 “free” cards and I was paid 6p for removing them from the store – yippee!! :j
• Done some batch cooking for the freezer
• Cooked dinner this evening using ingredients bought from M&S “dine in for £10”. Not very MSE/DFW on the surface, but my till receipt shows that the ingredients would have been £17.26 at full price, and it is our wedding anniversary tomorrow so we are doing this instead of going out for a meal. And we couldn’t have got 2 courses and a bottle of wine for £10 anywhere else!
• Walked to B&Q and bought some bits and pieces so that Mr P can continue his DIY projects (making some “home improvements” at the moment…short term expenditure hopefully leading to long-term gain! :rolleyes:)
• Must chase up the extra day’s work for next week that I was offered on Tuesday (they either want me on Wednesday or Thursday and were supposed to confirm which, but I have heard nothing, so I think a subtle text reminder might be in order… )
• Maybe another load of washing (where does it all come from?!) which can be dried on the airer if the weather continues to be a bit “iffy”…

Hope everyone has a good day!

Piglet

xtessx

Good afternoon everyone,

Feeling a bit more 'with it' today, we have emptied garage into a storage unit, so hopefully can load it up with the boxes which are EVERYWHERE in the house and driving me mental.

Today I have:

Bought HUGE roll of bubblewrap cheap from storage place, and done lots of packing of breakables.
Bought reduced bread in Somerfield to make bacon/egg butties for workers

And I will:

Take freezer stuff round to my friend's so I can defrost freezer
Bubble wrap all pictures/mirrors
Clicks
Check for mystery shopping jobs
Go to birthday party later and have dinner for free!:D

That will be all today.

shabbychicfan

Today I have/will

Done 3 loads of washing, last lot about to go on the line (all on quick washes)
Made spaghetti sauce for dinners in the week so am not tempted to buy takeaway when I am too tired after work
Make a liver and bacon casserole for dinner tonight (no need to buy have all ingredients in freezer).
Listed 17 cd/s on amazon for sale
Used up old bottle of shampoo rather than opening a new one!

Hope everyone is having a good DFW day!