HSBC 0% offer

dellwear

Does anyone know when the 0% offer on purchases changed from 12 months to 3 months?

I applied nearly two months ago and they've only just got it sorted, I get a feeling I've missed out.

Anyone have any ideas?

YorkshireBoy

Sometime during w/e 8th June.

Milarky

dellwear wrote: »

Does anyone know when the 0% offer on purchases changed from 12 months to 3 months?

I applied nearly two months ago and they've only just got it sorted, I get a feeling I've missed out.

Anyone have any ideas?

You apply for the 'offer' as-was but only if you have signed your acceptance of the credit card agreement - there's the rub. This happened to me over the 9 months fee-free Unison card from HBOS - which started being advertised with a fee for BTs just after I applied online - and by the time the terms and conditions were sent out they reflected the terms of the 'new' offer. However on that occasion there was no agreement to 'print out' at the time of application either (even though I got an agreed credit limit instantly!) Did you get an HSBC online statement of terms and conditions when applying? IIRC HSBC doesn't do online terms in this way and so you would be out of luck on the revised offer.