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Cheap Barclaycard Loan? I think not

Just thought i would let you know what occured recently when applying for a loan. Applied for a loan through Barclaycard online on Sat as advised in MSE, recieved no reply. Rang up Mon to find out if i had been accepted, i had at a rate of 7.3%, £123 a month for 36 months. Paid £30 to get the paperwork here by courier between 1600 and 1800, he rang to say he would be here by 1900?.
On arrival i checked the paperwork, payments went up to £135 a month, rang Barclaycard and was informed that there was no way i could get a loan at 7.3%, i had to take this or cancel, i cancelled, and got my £30 back.
This was no computer error or a dodgy calculation on my part, as they tried to infer, i spoke to an agent in their office, i have the name person i spoke to.
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