Who's fault was it?

maryjanethespider

Righty ho, this morning on the way to school i approached a juntion wanting to turn right, there was a queue of around 15 cars and i was at the back of it.

This was 8.45am this morning going past a school too....

From the left was traffic coming over a M-way bridge from a village going in to town and from the right was people either turning in the the estate or going back to the village from dropping kids off at school (school has flexible entry times to ease congestion from 8.40-9am)

About 3 mins later my turn to try and get out...

A car pulled up short from the left indicating to turn off of the main road,

a car was aproaching from the right also indicating to turn off,

as the lady in front could not go until this guy had turned and she has (as it seemed) pulled up short purposly to let us out, i double checked and went.

The second i went across the middle lines in the road a black polo undertook her by going on the path, i noticed a black spec when he came in to veiw in my mirrors (until i was fully straight) almost instantly he hit the side of a bus shelter

Apparantly he claims i forced him off the road? and is wanting my insurance to pay for his damages - although he did not hit my car just to add

I have 2 witnesses who claim the lady beckoned me out as she could not go until the guy went first (she and the guy indicating)

The guy behind me reckons the polo didn't check as he seen me go first then the polo, plus he undertook on a pavment.

The lady also said this guy had been driving up her !!!!! for about 3 miles

Where do i stand in all this, this guy was quite aggressive and was shouting abuse at this woman calling her a f******g b***t, christian driver, fat heffer.....

He has my phone number (mobile) and my name, reg number, with him screaming in my face i couldn't remember who my insurer was, he has the lady's number and insurance details as she was going to slow and obstructing the road and was the ultimate cause of the accident for driving like a ld bint.....i also swapped numbers with the lady too just in case i need a statement.

Any advice?

BillScarab

I'm no expert but from your post it sounds like the only car that was damaged was his. So I would have thought it was up to him to try and prove it was somebody elses's fault.

If you have witnesses to say he was driving on the pavement to pass the car stopped in the middle of the road I don't think he has much chance.

It may be worth calling your insurance company for advice and see what they say as presumably he will be contacting you at some point for your insurance details.

Hintza

I think he might have had a claim had he stayed on the road and gone round the woman. You would have been guilty of pulling out when not safe to do so.

However I would have thought that his using the pavement is probably not allowed. It sounds like he could be quite nasty so it might pay to contact the other woman and both of you then contact the police.

From what you say I would tell him to get stuffed as he was driving dangerously or without due care and attention. I personally would do nothing but if you are worried or scared then get to the police station and report it.

Edit:- The more I think about it just go to the police and report it get your facts right and have a drawing of the accident ready and a note of all witnesses. I wouldn't say anything to my insurer unless they advise otherwise.

AdrianHi

Unbelievable.
Clearly a case of road rage.
He mounted the pavement and hit a bus stop :eek:
I think you should contact the local police describing the whole incident including the Polo drivers abusive nature and the fact this was intimidating. This guy needs prosecuting for dangerous driving. You have witnesses to back you up.

chigley

I would also be thinking of reporting this as a race hate incident by the sounds of what you have said he called the other lady driver. Maybe if you point this out to him he will be less inclined to try anything on with you and your insurance........

shoe*gal_2

I know you are not supposed to pull out even if beckoned or flashed by another driver unless it's safe to do so but the lady had to stop to wait her turn to turn into the junction. The idiot guy should not have mounted the pavement no matter what especially near a school. I would do as suggested and contact the Police. I wouldn't inform the insurance company and I wouldn't give the prat any details either. He sounds like a complete moron and he's lucky he didn't hit someone at the bus stop. I hope he get's what he deserves - a bill from the council and forced to pay for his own repairs.

pulliptears

chigley wrote: »

I would also be thinking of reporting this as a race hate incident by the sounds of what you have said he called the other lady driver.

maryjanethespider wrote:

calling her a f******g b***t, christian driver, fat heffer.....

What? Or was he a satanist?

Indout96

race hate incident

Just read this several times, not sure where race comes into it :rolleyes:

If your car was not involved in the accident you have no obligation to inform your insurance company.
Did you give him your address?? If not I would just forget it, if you did I would go to the police station and inform them that you are worried about him coming round to your house to intimidate you. They will record that and in the event that he does turn up on your doorstep they will respond far quicker.
I am guessing that he will try and say that you turning in front of him gave him no option but to mount the pavement or hit you but as no one was actually hurt the police will not be interested as it is just your word or his.

pulliptears

Indout96 wrote: »

Just read this several times, not sure where race comes into it :rolleyes:

More of a Bus Stop hate incident I think And from what OP says he obviously didnt hate racing.

Indout96

You have witnesses to back you up

Not from what is in the OP. there are two witnesses that saw the woman beckon her across but it is still up to the driver to make sure if is safe to do so.
And one who thought he knew where a driver at least 3 car lengths away was looking and what he was thinking.

Sorry - not trying to be negative here but I did work in Motor Insurance for a few years

sjc_2

Did you involve the Police? 08:45 and busy he mounts the pavement, drives into a Bus Shelter, were there people at the Bus Shelter they were lucky he didn't hit anyone.

Personally I wouldn't of give him your details, would of called the Police and let them sort it out. Taking guidance from them. At the end of the day he hit something, whilst driving on the pavement and was obviously going too fast else he would of been able to stop.