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Dan29 Posts: 4,766 Forumite

4 July 2008 at 7:38PM

Wig wrote: »

Well they can theoretically "use" the websites, but they will not be able to take out online insurance, because most if not all insurers require you to phone up for a quote if you tick the box saying you have had modifications.

Exactly, so no cashback, and no accurate way of comparing prices as different insurers probably won't add the same amount to the premium.

This must affect a large number of people who have no idea about it; I certainly didn't when I was insuring a car that (like many sports/luxury cars) is hardly ever ordered in standard spec. In fact it's not even just expensive cars - the new Fiat 500 has more than half a million option combinations and I bet most of them aren't declared when owners take out insurance!

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