The Debtbegone Challenge!

debtbegone

Hello!!

Mmmhhh, chocolate

Been slacking on keeping myself on track lately due to being under the weather. What started as "random tooth pain" (I thought it was a bit of a novelty!) made me wake up on Saturday looking like someone with a REALLY bad collagen job, then the whole side of my face ballooned on Sunday.

Hadn't been feeling right since Thursday/Friday and it turns out that I have a tooth abscess. Not good, I dread to think what the dentist cost's going to be

And as a result of that I did NO moneymaking (didn't spend much either but that's not the point) so now ALL my signature totals are red, butt is now firmly in gear to change that!

I also now have a Green Chilli Pepper Tad too excited about that and there's lots of flowers on the plant too, I have high hopes!

My plan for today is to get all outstanding orders wrapped up and ended items relisted on Amazon!

Edited cause I forgot to add that I'm in again for the £10 a day challenge for August and have joind the NSD challenge too - going for a rather ambitious 15 days - eeps!

debtbegone

Just a wee update on my (not so fast moving) progress:

When I first started seriously trying to get rid of the debt I had £2374.44 on one stoopid high interest card, grh!

Got my statements today and now have £1365.27 on the BOS card and £808.45 on the t*sco card meaning I've only managed to shave the totals down by 200.72 since I started :eek: not good!

SERIOUSLY need to get butt in gear if I'm going to do this

I'm back to normal work on Monday which means I'll have pay coming in every fortnight again, plus I've got a week's worth of overtime due to me.

Did myself a quick calculation and worked out that if I'm going to do it by the 12th Oct I need to put around £250 PER WEEK towards the cards so I think unless miracles happen it might be the end of October by the time they're gone

I know I'm not in serious trouble with my cards so it's not majourly important that they're cleared I just REALLY want shot of them so I can then focus on helping the boyfriend out with sorting out the house which in turn will mean I can move out of my parents house sooner

Right - going to work out a plan of action!

debtbegone

Oops, haven't posted on my thread in ages and I've gone a bit wonky with my plans

Not good!

Going to do a proper re-evaluation tonight and set myself realistic aims.

Feeling a bit down today, haven't had any problems with ebayers (apart from npbs who don't get in touch) for aagggeesss then they all come along at once in the space of 2 weeks being complete idiots and with ebay's stupid bl00dy new rules I'm wide open to bribery/idiots through no fault of my own - if anything I'm too lenient and nice :mad:

Time to get the business off there I think!

Rant over! - Going to finish tidying up then get my plans down on paper

debtbegone

Right!

I've checked my balances:

Bos - 1454.24
T*sco - 7773.45

Total - £2227.69 :mad:

Stoopid car exhaust and my being a muppet too :mad:

I'm back to my regular work now after the summer holidays so back to steady pay and I should be able to start paying myself something too from next month, along with whatever I can sell/click etc

I WILL DEFINITELY BE RID OF MY CREDIT CARDS BY CHRISTMAS 2008

Yup, I WILL. It's a far more realisitc target now and means me paying around £130 per week to the cc's which will be achieveable, just I think!

I'll keep myself updated on here (sorry to bore you!) but when I do I seem to get more things done and stick to it?!

Exciting news for me today - another of my chilli plants is flowering