time to cut the budget - again

Nickynoo1

Hurrah, i got another job!!

It is a big drop in salary, but better than temping rates, i think, consistent and only 37 hours a week. Pay starts at £14.5k with a fast rate of increments if you prove yourself. I think this will pay £930 per month?? Plus the hours are good so I can work as many hours in the pub as i like.

So the plan is to try and put £200+ a month to the debt repayments. I could pay off the debt with my redundancy but, now this may seem stupid, as debt is on 0% i would rather put redundancy into savings, and live within current means. I think it will help with my learning curve, and motivate me to do the extra work. If I didn't have to pay off debt i would probably not bother with the pub job. Leaving me debt free, savings free, and no motivation to do 2nd job. Don't know if that makes sense, but it does to me.

Cheers for your support

Nickynoo1

emma_b_4

leave ntl, best thing we ever did!!

Edinburghlass_2

As regards your NTL package I would suggest you read this thread where there are links to other threads where existing NTL customers have managed to negotiate a better/cheaper package with NTL

Also sign up for www.call1899.co.uk for cheaper calls via your NTL line.