Best ING account?

Kimberley

Apologies if in the wrong board, but can you suggest the best ING account offering high interest rates, as i want to put money into it each month throughout the year ready for Xmas :rolleyes: and i may cancel my pet insurance and pay the money into it instead

grumbler

Kimberley wrote:

...the best ING account

ING have only one type of account - instant access saving account with 4.75% interest.

...as i want to put money into it each month throughout the year ready for Xmas...

This Xmas :rolleyes: or next? If you can afford to pay at least £25 p.m. for next Xmas open regular saving account with Halifax (£25-£250 p.m., 7%):

Regularly Beat the Best Savings Accounts article.

Kimberley

Thanks it was for next Xmas, i'm planning on putting £28 per month in

YorkshireBoy

If you're not sure you can commit every month for grumbler's 7% regular saver suggestion, why not put it in an instant access mini-cash ISA instead?

Halifax 'ISA Direct' pays 5% and no tax.

Kimberley

I'll look into it, i know nothing about ISA accounts..ta

Tony_H_3

The Norwich & Peteborough are offering 8% Click Here on thier "Gold Savings Account" reading the small print though leads me to believe you have to also have the "Gold Current Account" not bad in itself though.

Kimberley

No good for me as i have an account with Natwest, maybe i'll just open a Natwest mini ISA savings account..

Kimberley

Just a thought, is the ING direct account safe?

YorkshireBoy

Kimberley wrote:

No good for me as i have an account with Natwest, maybe i'll just open a Natwest mini ISA savings account.

On small balances, the NatWest ISA pays 4.59% AER. The Halifax ISA Direct pays 5.00% AER (you'd get 10% more interest here!).

Kimberley wrote:

Just a thought, is the ING direct account safe?

I hope so, because apart from my Halifax ISA, virtually all my money is there!