Which Credit Card Offer Balance Transfer

Jonny0000

The time has come again for me to switch credit cards and find a new blance transfer deal.

I currently have and Egg, HSBC, Barclaycard and MBNA credit cards, and I wont touch Capital One!

Does anyone know of another company with a long term balance transfer rate that would be able to serve my needs for the next 12 months?

clio

Halifax and Mint spring to mind....

Giraffeseeker

Virgin? 0% for 15 months on BT's

Staciep88

tintingirl wrote: »

Virgin? 0% for 15 months on BT's

Totally agree - this one seems to be a good idea. i am thinking of getting one of these myself

Jonny0000

tintingirl wrote: »

Virgin? 0% for 15 months on BT's

Many thanks I shall look into this one.

Moggles_2

tintingirl wrote: »

Virgin? 0% for 15 months on BT's

I take it you realise that Virgin cards are underwritten by MBNA.

If there's a sizeable balance on the OP's MBNA card, particularly if it's still charged at a 0% introductory rate, s/he may be turned down or handed a lowish credit limit.

On the other hand, if there's no balance on the existing card, this lender will sometimes switch your credit around to give you a higher limit on the new Virgin/MBNA card

Moggles_2

Jonny0000 wrote: »

I currently have Egg, HSBC, Barclaycard and MBNA credit cards and I won't touch Capital One! Does anyone know of another company with a long term balance transfer rate that would be able to serve my needs for the next 12 months?

To maximise the 0% period, 15 months is currently available to new customers from Halifax. There's a 3% handling charge.

http://www.halifax.co.uk/creditcards/credit_card_159_169.asp